12040 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 12040 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,824 sqft · built 2005
Lot Size	3.28 acres (142,877 sqft)
Owner	2 Individual Names on File
Last Sale	$48,650 (Mar 2005)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Jun 2020 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-18-400-013`

Property Details

APN / Parcel Number

Primary APN	`08-18-400-013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	142,877 sqft (3.28 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12040 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A PARCEL OF LAND BEG S 89 DEG 38 MIN 48 SEC W 297 FT FROM SE COR OF SEC TH S 89 DEG 38 MIN 48 SEC W 204 FT TH N 0 DEG 10 MIN
Legal Range	05E
Legal Township	08N
Legal Section	18
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1029
Census Tract	10700

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12040 COLDWATER RD, FLUSHING, MI 48433-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2005 · Amount on Record
Deed Sale	Mar 15, 2005 · Amount on Record
Deed Document Number	200530335
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12040 COLDWATER RD, FLUSHING, MI 48433-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039777
Date	Jun 15, 2020
Instrument	202006150039777

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12040 COLDWATER RD, FLUSHING, MI 48433-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048138
Date	Jul 17, 2020
Instrument	202007170048138

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,110.00 (-44.88%) Homeowner's exemption	$189,500 (+13.54%)	$379,000 (+13.54%)
2024	$3,828.00 (+15.02%)
2023		$166,900	$333,800
2021	$3,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2001–2012)
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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