12090 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 12090 Coldwater Rd, Flushing, MI 48433 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,455 sqft · built 1900
Lot Size	4.27 acres (186,001 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (May 2005)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-18-400-011`

Property Details

APN / Parcel Number

Primary APN	`08-18-400-011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,455 sqft Living Area
1st Floor Area	1,159 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	186,001 sqft (4.27 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12090 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND BEG S 89 DEG 38 MIN 48 SEC W 694.5 FT FROM SE COR OF SEC TH S 89 DEG 38 MIN 48 SEC W 266.69 FT TH N 0 DEG 0
Legal Range	05E
Legal Township	08N
Legal Section	18
Legal Subdivision	ELMWOOD PARK
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1029
Census Tract	10700

Owner

Source: Genesee County records · APN 08-18-400-011

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12090 COLDWATER RD, FLUSHING, MI 48433-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2005 · Amount on Record
Deed Sale	May 13, 2005 · Amount on Record
Prior Sale	Nov 02, 2004 · Amount on Record
Deed Document Number	200551183
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	0000110302
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12090 COLDWATER RD, FLUSHING, MI 48433-9703
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12090 COLDWATER RD, FLUSHING, MI 48433-9703

Mortgage

Document Number	0000060867
Date	Nov 30, 2023
Instrument	202311300060867

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 27, 2028

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (-47.35%) Homeowner's exemption	$91,700 (+12.1%)	$183,400 (+12.1%)
2024	$2,380.00 (+17.13%)
2023		$81,800	$163,600
2021	$2,032.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.