12049 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 12049 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,428 sqft · built 1958
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-526-005`

Property Details

APN / Parcel Number

Primary APN	`08-19-526-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	69,696 sqft (1.6 acres)
Garage Area	2,208 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12049 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 19 FLUSHING HEIGHTS NO 1 SEC 19 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	19
Legal Subdivision	FLUSHING HEIGHTS
Legal Lot Number	19
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2009
Census Tract	10700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer · Balloon Mortgage ELGA CREDIT UNION
Aug 19, 2026	Quit Claim Deed, Transfer MASON BURGESS TITLE
Jun 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2026
Transfer Doc	0000048435
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 19, 2026
Property Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703
Document Number	0000048434
Instrument Date	Aug 13, 2026
Instrument	202648434
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	MASON BURGESS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703

Mortgage

Document Number	0000048436,
Date	Aug 19, 2026
Instrument	20261948436

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 19, 2026
Property Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703
Document Number	0000048435
Instrument Date	Aug 13, 2026
Instrument	202648435
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	MASON BURGESS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 23, 2026
Property Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703
Document Number	0000038722
Instrument Date	Jun 15, 2026
Instrument	202638722
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12049 COLDWATER RD, FLUSHING, MI 48433-9703

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,100 (+4.96%) Land $14,600 Building $78,500	$186,200 (+4.96%) Land $29,200 Building $157,000
2025	$2,394.00 (+2.4%) Homeowner's exemption	$88,700 (+8.7%)	$177,400 (+8.7%)
2024	$2,338.00 (+13.61%)
2023		$81,600	$163,200
2021	$2,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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