Genesee County property record for 12111 Coldwater Rd, Flushing, MI 48433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,996 sqft · built 1960 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual on Record |
| Last Sale | $140,000 (Feb 2016) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-526-002 |
| Primary APN | 08-19-526-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Basement Area | 1,644 sqft |
| Unfinished Basement | 1,644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Area | 1,896 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12111 COLDWATER RD |
|---|---|
| City | FLUSHING |
| State | MI |
| Zip | 48433-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | LOT 16 FLUSHING HEIGHTS NO 1 SEC 19 T8N R5E |
| Legal Range | 05E |
| Legal Township | 08N |
| Legal Section | 19 |
| Legal Subdivision | FLUSHING HEIGHTS |
| Legal Lot Number | 16 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLUSHING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10700 |
Source: Genesee County assessment roll, as of October 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 12111 COLDWATER RD, FLUSHING, MI 48433-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2016 · Amount on Record |
| Deed Sale | Feb 22, 2016 · Amount on Record |
| Prior Sale | May 31, 2000 · Amount on Record |
| Deed Document Number | 20169582 |
| Prior Transfer Date | May 15, 2014 |
| Prior Transfer Doc | 0000043191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 12111 COLDWATER RD, FLUSHING, MI 48433-3401 |
| Document Number | 0000024340 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202624340 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12111 COLDWATER RD, FLUSHING, MI 48433-3401 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024340, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202624340 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12111 COLDWATER RD, FLUSHING, MI 48433-3401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12111 COLDWATER RD, FLUSHING, MI 48433-3401 |
| Document Number | 0000077340 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 202212220077340 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 26, 2037 |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Flushing Charter Township |
| Unified School District | Flushing Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,075.00 (-44.33%) Homeowner's exemption | $136,800 (+13.15%) | $273,600 (+13.15%) |
| 2024 | $3,727.00 (+12.8%) | ||
| 2023 | $120,900 | $241,800 | |
| 2021 | $3,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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