1123 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1123 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 1994
Lot Size	0.36 acres (15,500 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (Oct 2014)
Tax Bill	$12,427 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-214-007`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-214-007`
Alternative APN	`01112140070000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,532 sqft Total Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,188 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Georgian
Exterior Material	Wood
Construction Type	Frame
Lot Area	15,500 sqft (0.36 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1123 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 565 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	6
Legal Lot Number	565
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2013
Census Tract	880305

Owner

1123 Bards Ave is owned and occupied by an individual who bought it in October 2014.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2014 · Amount on File
Deed Sale	Oct 23, 2014 · Amount on File
Prior Sale	Aug 11, 2004 · Amount on File
Deed Document Number	201494414
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	0000011817
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151

Mortgage

Document Number	0000011817
Date	Mar 14, 2023
Instrument	R2023011817

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 4, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151

Mortgage

Document Number	0000066351
Date	Sep 6, 2022
Instrument	R2022066351

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015525
Date	Feb 18, 2022
Instrument	R2022015525

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009786
Date	Jan 31, 2022
Instrument	R2022009786

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1123 BARDS AVE, NAPERVILLE, IL 60564-3151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100231
Date	Nov 10, 2020
Instrument	R2020100231

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1123 Bards Ave was $12,427.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,427.00	$207,323 (+9.95%) Land $71,612 Building $135,711	$621,969 (+9.95%) Land $214,836 Building $407,133
2024		$188,561 Land $65,131 Building $123,430	$565,683 Land $195,393 Building $370,290
2022	$10,932.00 Homeowner's exemption	$156,899 Land $54,428 Building $102,471	$470,697 Land $163,284 Building $307,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1123 Bards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1123 Bards Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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