12044 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 12044 W River Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,364 sqft · built 1967
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,900 (Nov 2025)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-13-0011`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-13-0011`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,364 sqft
Basement Area	612 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	310 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12044 W RIVER RD
City	CHAMPLIN
State	MN
Zip	55316-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 T JOSEPHINE ADDN 100 X 310
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	13
Legal Subdivision	JOSEPHINE ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1008
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12044 W RIVER RD, CHAMPLIN, MN 55316-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	20256170428
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 14, 2025
Property Address	12044 W RIVER RD, CHAMPLIN, MN 55316-2114
Document Number	00T6170428
Instrument Date	Nov 12, 2025
Instrument	T6170428
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12044 W RIVER RD, CHAMPLIN, MN 55316-2114

Mortgage

Document Number	00T6170429
Date	Nov 14, 2025
Instrument	T6170429

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,593.00 (+6.64%) Homeowner's exemption	$384,700 (-0.67%) Land $101,200 Building $283,500	$384,700 (-0.67%) Land $101,200 Building $283,500
2024		$387,300 (+1.12%) Land $104,500 Building $282,800	$387,300 (+1.12%) Land $104,500 Building $282,800
2023	$4,307.00 Homeowner's exemption
2022		$383,000 Land $106,000 Building $277,000	$383,000 Land $106,000 Building $277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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