12048 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 12048 W River Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,172 sqft · built 1994
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-13-0053`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-13-0053`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,172 sqft Living Area
Gross Area	2,889 sqft
1st Floor Area	1,172 sqft
Basement Area	853 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	235 ft deep x 103 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12048 W RIVER RD
City	CHAMPLIN
State	MN
Zip	55316-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 A THORNBERG ADDN S 103X235X98X266
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	13
Legal Subdivision	THORNBERG ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1008
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12048 W RIVER RD, CHAMPLIN, MN 55316-2114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Intrafamily Transfer, Transfer
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 14, 2022
Transfer Doc	0011162463
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Nov 14, 2022
Property Address	12048 W RIVER RD, CHAMPLIN, MN 55316-2114
Document Number	0A11162463
Instrument Date	Nov 14, 2022
Instrument	A11162463
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12048 W RIVER RD, CHAMPLIN, MN 55316-2114

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12048 W RIVER RD, CHAMPLIN, MN 55316-2114
Document Number	0010660520
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12048 W RIVER RD CHAMPLIN MN 553162114, CHAMPLIN, MN 55316-2114

Mortgage

Document Number	0010660520
Date	May 20, 2019
Instrument	10660520

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2029

Interest

Rate	2%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (+8.86%)	$368,900 (+2.47%) Land $101,200 Building $267,700	$368,900 (+2.47%) Land $101,200 Building $267,700
2023	$4,028.00 Homeowner's exemption
2022		$360,000 Land $106,000 Building $254,000	$360,000 Land $106,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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