Polk County property record for 1204 Ruby St, Lakeland, FL 33815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,875 sqft · built 1930 |
| Lot Size | 0.408 acres (17,790 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Apr 2021) |
| Tax Bill | $6,511 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-23-102000-002010 |
| Primary APN | 23-28-23-102000-002010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| Gross Area | 1,375 sqft |
| 1st Floor Area | 1,375 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,790 sqft (0.408 acres) |
| Lot Dimensions | 142 ft deep x 125 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 1,288 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 986 sqft |
| Street Address | 1204 RUBY ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33815-4462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB2 |
| Legal Description | KELLOGG & ARMSTRONGS 1ST ADDITION PB 7 PG 12 BLK B LOTS 1 & 2 AND E1/2 OF LOT 3 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | KELLOGG AND ARMSTRONG 1ST ADDITION |
| Legal Tract | 102000 |
| Legal Block | B |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10900 |
Source: Polk County records · APN 23-28-23-102000-002010
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1204 RUBY ST, LAKELAND, FL 33815-4462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Mar 16, 2022 | Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Apr 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE |
| Jan 27, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Nov 13, 1996 · Amount on Record |
| Deed Document Number | 2021107893 |
| Deed Book / Page | 11688 / 713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 16, 2022 |
| Property Address | 1204 RUBY ST, LAKELAND, FL 33815-4462 |
| Document Number | 0000070962 |
| Book / Page | 12163 / 1886 |
| Map Reference | MB 7 PG 12 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022070962 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14225 LEE RD, 14225, WIMAUMA, FL 33598-7417 |
| Name | Verified Name |
|---|---|
| Address | 1204 RUBY ST, LAKELAND, FL 33815-4462 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 1204 RUBY ST, LAKELAND, FL 33815-4462 |
| Document Number | 0000107893 |
| Book / Page | 11688 / 713 |
| Map Reference | MB 7 PG 12 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021107893 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | COURTLAND TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1204 RUBY ST, 1204, LAKELAND, FL 33815-4462 |
| Name | Verified Name |
|---|---|
| Address | 14225 LEE RD, WIMAUMA, FL 33598-7417 |
| Document Number | 0011688715 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 11688/715 |
| Name | RESIDENTIAL CAPITAL PARTNERS SECURE |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 27, 2020 |
| Property Address | 1204 RUBY ST, LAKELAND, FL 33815-4462 |
| Document Number | 0111181816 |
| Book / Page | 011118 / 001816 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 18570 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4181 WINDING VINE DR LAKELAND FL 338122203, LAKELAND, FL 33812-2203 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,511.00 (-2.35%) | $360,926 (-1.33%) Land $37,722 Building $323,204 | $360,926 (-1.33%) Land $37,722 Building $323,204 |
| 2023 | $6,668.00 (+171.06%) | $365,777 (+173.12%) Land $37,132 Building $328,645 | $365,777 (+173.12%) Land $37,132 Building $328,645 |
| 2022 | $2,460.00 | $133,926 Land $19,450 Building $114,476 | $133,926 Land $19,450 Building $114,476 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAKELAND serves 193,297 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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