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1149 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1149 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,269 sqft · built 2016
Lot Size0.173 acres (7,532 sqft)
OwnerIndividual Name on File
Last Sale$262,500 (Jun 2026)
Tax Bill$3,128 (2025)
Deeds & MortgagesJun 2026 Sale
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-28-24-114500-001120

Property Details

APN / Parcel Number

Primary APN23-28-24-114500-001120
Alternative APNs
  • 242823114500001120
  • 42823000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,269 sqft Living Area
1st Floor Area1,269 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area7,532 sqft (0.173 acres)
Lot Dimensions144 ft deep x 52 ft wide
View / LotCommercial/Industrial
PorchUnfinished Open Porch
Porch Area136 sqft

Location & Zoning

Street Address1149 RUBY ST
CityLAKELAND
StateFL
Zip33815-4459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE ADD PB 7 PG 12 BLK A LOT 12
Legal Range23E
Legal Township28S
Legal Section24
Legal SubdivisionKEYSTONE ADDITION
Legal Tract114500
Legal BlockA
Legal Lot Number12
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1023
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114500-001120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1149 RUBY ST, LAKELAND, FL 33815-4459
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Warranty Deed, Transfer
UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND
Feb 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
PS FUNDING INC
Nov 06, 2020Warranty Deed, Transfer · Conventional with PMI
DANIEL D JR DRISCOLL
Oct 05, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2026 · Amount on Record
Deed SaleJun 05, 2026 · Amount on Record
Prior SaleMay 19, 2015
Deed Document Number2026134161
Deed Book / Page14025 / 1798
Prior Transfer DateOct 03, 2020
Prior Transfer Doc0000208161
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 05, 2026
Property Address1149 RUBY ST, LAKELAND, FL 33815-4459
Document Number0000134161
Book / Page14025 / 1798
Instrument DateMay 28, 2026
Instrument2026134161
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND

Transaction

AmountAmount Recorded
Tax$185,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1149 RUBY ST, LAKELAND, FL 33815-4459

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1149 RUBY ST, LAKELAND, FL 33815-4459
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1718 FRUITRIDGE ST, BRANDON, FL 33510-2019

Mortgage

Document Number0000037104
DateFeb 10, 2022
Book Page12111/1565
Instrument2022037104
Lender
NamePS FUNDING INC
TypeNon-Lending Institution
AddressEL SEGUNDO, CA 90245
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term362 Months
DueApr 01, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 06, 2020
Property Address1149 RUBY ST, LAKELAND, FL 33815-4459
Document Number0114460036
Book / Page011446 / 000036
Instrument DateOct 30, 2020
Instrument237691
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 657 MANGO FL 335500657, MANGO, FL 33550-0657

Mortgage

Document Number114460038
DateNov 06, 2020
Book Page011446/000038
Instrument237692
Lender
NameDANIEL D JR DRISCOLL
Address1372 39TH AVE NE, ST PETERSBURG, FL 33703-5415
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 05, 2035

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 05, 2020
Property Address1149 RUBY ST, LAKELAND, FL 33815-4459
Document Number0114000207
Book / Page011400 / 000207
Instrument DateOct 03, 2020
Instrument208161
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1209 UNITAH AVE #1 LAKELAND FL 338031468, 1, LAKELAND, FL 33803-1468

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,128.00 (+4.97%)$166,964 (-16.49%)$188,965 (-5.48%) Land $32,375 Building $156,590
2024$2,980.00 (+4.56%)
2023$2,850.00 (+12.16%)$199,922 (+18.74%) Land $31,622 Building $168,300$199,922 (+18.74%) Land $31,622 Building $168,300
2022$2,541.00$168,368 Land $12,423 Building $155,945$168,368 Land $12,423 Building $155,945

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Tillman Global HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Frontier, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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