1. Home
  2. Florida
  3. Polk County
  4. Lakeland
  5. Ruby St

1145 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1145 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,322 sqft · built 1920
Lot Size0.171 acres (7,453 sqft)
OwnerIndividual Name on File
Last Sale$123,500 (Sep 2020)
Tax Bill$3,143 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-28-24-114500-001110

Property Details

APN / Parcel Number

Primary APN23-28-24-114500-001110
Alternative APNs
  • 242823114500001110
  • 42823000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,322 sqft Living Area
1st Floor Area1,322 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsPlaster
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area7,453 sqft (0.171 acres)
Lot Dimensions144 ft deep x 52 ft wide
PorchUnfinished Open Porch
Porch Area144 sqft Porch
View / LotCommercial/Industrial

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1145 RUBY ST
CityLAKELAND
StateFL
Zip33815-4459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE ADD PB 7 PG 12 BLK A LOT 11
Legal Range23E
Legal Township28S
Legal Section24
Legal SubdivisionKEYSTONE ADDITION
Legal Tract114500
Legal BlockA
Legal Lot Number11
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1023
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114500-001110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8050 ASHLEY POINTE DR, LAKELAND, FL 33810-1372
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Line of Credit
GTE FCU
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Sep 17, 2020Grant Deed, Transfer · FHA Mortgage
PARAMOUNT RESID'L MTG
Feb 16, 2018Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleFeb 16, 2018 · Amount on Record
Deed Document Number2020194792
Deed Book / Page11379 / 2037
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1145 RUBY ST, LAKELAND, FL 33815-4459
Transaction TypeMortgage
Record UpdatedSep 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 HUNTER LN, LAKELAND, FL 33803-1021

Mortgage

Document Number0000198840
DateAug 23, 2023
Book Page12812/247
Instrument2023198840
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 10, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1145 RUBY ST, LAKELAND, FL 33815-4459
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 RUBY ST, LAKELAND, FL 33815-4459

Mortgage

Document Number0000295413
DateNov 12, 2021
Book Page11979/1127
Instrument2021295413
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 17, 2020
Property Address1145 RUBY ST, LAKELAND, FL 33815-4459
Document Number0113792037
Book / Page011379 / 002037
Instrument DateSep 04, 2020
Instrument194792
Transaction TypeTransfer
Record UpdatedOct 08, 2020
Title CompanyWHITWORTH TITLE GROUP, WHITWORTH TITLE GRP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$865.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1145 RUBY ST LAKELAND FL 338154459, LAKELAND, FL 33815-4459

Mortgage

Document Number113792038
DateSep 17, 2020
Book Page011379/002038
Instrument194793
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2050

February 2018: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionPOLK FL
Recording DateFeb 16, 2018
Property Address1145 RUBY ST, LAKELAND, FL 33815-4459
Document Number0103990266
Book / Page010399 / 000266
Instrument DateFeb 16, 2018
Instrument36001
Transaction TypeForeclosure
Record UpdatedMar 02, 2018

Transaction

AmountAmount Recorded
Tax$212.10
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3812 N TAMPA ST TAMPA FL 336034744, TAMPA, FL 33603-4744
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,143.00 (+10.2%)$168,323 (-14.84%)$188,482 (-4.64%) Land $32,048 Building $156,434
2023$2,852.00 (+11.71%)$197,644 (+17.43%) Land $31,303 Building $166,341$197,644 (+17.43%) Land $31,303 Building $166,341
2022$2,553.00$168,305 Land $12,297 Building $156,008$168,305 Land $12,297 Building $156,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Hunter Terrace Historic District
listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Ruby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures