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1152 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1152 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,330 sqft Living Area
Lot Size7,196 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$123,900 (2017)
Tax Bill$3,160.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-28-24-114500-002120
Alternative APNs
  • 242823114500002120
  • 42823000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,330 sqft Living Area
1st Floor1,330 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area7,196 sqft (0.165 acres)
Depth X Width138 ft x 52 ft Depth x Width
Garage TypeCarport Garage
Garage Area238 sqft Garage
CarportCarport
Carport Area238 sqft Carport
Porch Area174 sqft Porch

Location & Zoning

Street Address1152 RUBY ST
CityLAKELAND
StateFL
Zip33815-4460
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE ADD PB 7 PG 12 BLK B LOT 12
Legal Range23E
Legal Township28S
Legal Section24
Legal SubdivisionKEYSTONE ADDITION
Legal Tract114500
Legal BlockB
Legal Lot Number12
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup1
Census Block1042
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114500-002120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1152 RUBY ST, LAKELAND, FL 33815-4460
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERISAVE MORTGAGE CORP
Sep 13, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Sep 13, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV
Mar 24, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MTG FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2017 · Amount on Record
Deed SaleMar 01, 2017 · Amount on Record
Prior SaleSep 26, 2016 · Amount on Record
Deed Book / Page10100 / 887
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1152 RUBY ST, LAKELAND, FL 33815-4460
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1152 RUBY ST, LAKELAND, FL 33815-4460

Mortgage

Document Number0000301860
DateDec 29, 2025
Book Page13824/525
Instrument2025301860
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2046

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1152 RUBY ST, LAKELAND, FL 33815-4460
Document Number0106451172
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedNov 07, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1152 RUBY ST LAKELAND FL 338154460, LAKELAND, FL 33815-4460

Mortgage

Document Number0106451172
DateOct 18, 2018
Book Page010645/001172
Instrument220128
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2048
Interest
Rate4.75%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1152 RUBY ST, LAKELAND, FL 33815-4460
Document Number0106421333
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1152 RUBY ST LAKELAND FL 338154460, LAKELAND, FL 33815-4460

Mortgage

Document Number0106421333
DateOct 16, 2018
Book Page010642/001333
Instrument218207
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMar 24, 2017
Property Address1152 RUBY ST, LAKELAND, FL 33815-4460
Document Number0101000887
Book / Page010100 / 000887
Instrument DateMar 17, 2017
Instrument56847
Transaction TypeTransfer
Record UpdatedApr 23, 2021
Title CompanyWHITWORTH TITLE GROUP, WHITWORTH TITLE GRP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$867.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2215 CLYDE ST LAKELAND FL 338153671, LAKELAND, FL 33815-3671

Mortgage

Document Number101000888
DateMar 24, 2017
Book Page010100/000888
Instrument56848
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,160.00 (+9.99%)$167,503 (-17.52%)$193,769 (-4.59%) Land $30,943 Building $162,826
2023$2,873.00 (+12.14%)$203,088 (+18.55%) Land $30,223 Building $172,865$203,088 (+18.55%) Land $30,223 Building $172,865
2022$2,562.00$171,305 Land $11,873 Building $159,432$171,305 Land $11,873 Building $159,432

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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