1204 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1204 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Owner	Individual Name on Record
Tax Bill	$6,141 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-27-430-028`

Property Details

APN / Parcel Number

Primary APN	`09-27-430-028`

Location & Zoning

Street Address	1204 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174-2261
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT LT 35 WINGS VILLA ACRE LOTS ADD DESC IN DOC 99K029322 DATED 3/19/1999 (EX THE E 7 FT. THEREOF) AND ALSO (EX PT FOR ROW DESC IN CO 11ED81 12DIV0821)
Legal Subdivision	WINGS VILLA ACRE
Legal Block	1
Legal Lot Number	35
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1011
Census Tract	852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 E MAIN ST, SAINT CHARLES, IL 60174-2261
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,141.00 (+3.93%)	$87,566 (+8.53%) Land $49,294 Building $38,272	$262,803 (+8.53%) Land $147,941 Building $114,862
2024		$80,684 (+10.23%) Land $45,420 Building $35,264	$242,149 (+10.28%) Land $136,315 Building $105,834
2022	$5,909.00 (+5.4%)	$73,194 (+6.47%) Land $40,497 Building $32,697	$219,582 (+6.47%) Land $121,491 Building $98,091
2021	$5,606.00	$68,745 Land $38,035 Building $30,710	$206,235 Land $114,105 Building $92,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20