1218 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1218 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Owner	Company Name on Record
Last Sale	$311,500 (Dec 2020)
Tax Bill	$10,314 (2025)
Flood Zone	Zone X (minimal risk)
APN	`09-27-430-029`

Property Details

APN / Parcel Number

Primary APN	`09-27-430-029`

Location & Zoning

Street Address	1218 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174-2229
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WINGS VILLA ACRE LOTS ADD. - PT LOT 35 AS DESC IN 2020K081905
Legal Subdivision	WINGS VILLA ACRE
Legal Block	1
Legal Lot Number	35
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1011
Census Tract	852005

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6N580 SPLITRAIL LN, SAINT CHARLES, IL 60175-6932
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	202081905
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,314.00 (+4.9%)
2024		$135,504 (+11.27%) Land $54,504 Building $81,000	$406,675 (+11.32%) Land $163,577 Building $243,097
2022	$9,832.00 (+3.87%)	$121,775 (+4.91%) Land $48,596 Building $73,179	$365,325 (+4.91%) Land $145,788 Building $219,537
2021	$9,466.00	$116,076 Land $46,322 Building $69,754	$348,228 Land $138,966 Building $209,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20