1201 Riverside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1201 Riverside Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 1975
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2023)
Tax Bill	$5,952 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-522-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`050-522-000-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,168 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Lot Area	16,988 sqft (0.39 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1201 RIVERSIDE DR
City	OWOSSO
State	MI
Zip	48867-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 RIVERSIDE HGTS SUBDIV 2
Legal Subdivision	RIVERSIDE HGTS SUBDIV
Legal Lot Number	16
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2007
Census Tract	30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 16, 2020	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	20233376910
Deed Book / Page	1312 / 728
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	0012680986
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 6, 2023
Property Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941
Document Number	0013120728
Book / Page	1312 / 728
Map Reference	LB 14 PG 252
Instrument Date	Dec 1, 2023
Instrument	3376910
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 KRUST DR, OWOSSO, MI 48867-1923

Mortgage

Document Number	0003376911
Date	Dec 6, 2023
Instrument	3376911

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Mortgage

Document Number	0013120729
Date	Dec 6, 2023
Book Page	1312/729
Instrument	3376911

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941

Mortgage

Document Number	0012820952
Date	May 24, 2021
Book Page	1282/952
Instrument	3346732

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 15, 2020
Property Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941
Document Number	0012680986
Book / Page	001268 / 000986
Instrument Date	May 14, 2020
Instrument	3332628
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2211 N CHIPMAN RD OWOSSO MI 488674818, OWOSSO, MI 48867-4818

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 16, 2020
Property Address	1201 RIVERSIDE DR, OWOSSO, MI 48867-4941
Document Number	0012660982
Book / Page	001266 / 000982
Instrument Date	Mar 13, 2020
Instrument	3330625
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2211 N CHIPMAN RD OWOSSO MI 488674818, OWOSSO, MI 48867-4818

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,100 (+9.17%)	$326,200 (+9.17%)
2025	$5,952.00 (+23.26%) Homeowner's exemption	$149,400 (+24.6%)	$298,800 (+24.6%)
2024	$4,829.00
2023	$4,829.00 Homeowner's exemption	$119,900	$239,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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