1212 Riverside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1212 Riverside Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,231 sqft · built 1980
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Oct 2017)
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`050-690-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`050-690-000-003-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,231 sqft Living Area
1st Floor Area	2,231 sqft
Basement Area	2,231 sqft
Unfinished Basement	2,231 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	60,984 sqft (1.4 acres)
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1212 RIVERSIDE DR
City	OWOSSO
State	MI
Zip	48867-4942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 4.38' OF OUTLOT 1 (EX W 170') OUTLOT 2 (EX W 170' OF N 100' & EX W 310' OF S 65.37') N 37.44' OF OUTLOT 3 (EX W 310') WILLO
Legal Subdivision	WILLOW SPRING PARK ADD
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2007
Census Tract	30400

Owner

1212 Riverside Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS GROUP MORTGAGE AND SERVICING LLC
Jun 27, 2018	Quit Claim Deed, Transfer OTHER
Oct 25, 2017	Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Oct 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Deed Document Number	20173302893
Deed Book / Page	1239 / 580
Prior Transfer Date	Feb 25, 2000
Prior Transfer Doc	0003087053
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942

Mortgage

Document Number	0013360559
Date	Mar 31, 2026
Book Page	1336/559
Instrument	3401119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942

Mortgage

Document Number	0013050033
Date	Mar 15, 2023
Book Page	1305/33
Instrument	3369127

Lender

Name	SUCCESS GROUP MORTGAGE AND SERVICING LLC
Address	OWOSSO, MI 48867

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 27, 2018
Property Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942
Document Number	0012470467
Book / Page	001247 / 000467
Instrument Date	Jun 22, 2018
Instrument	3310840
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1212 RIVERSIDE DR OWOSSO MI 488674942, OWOSSO, MI 48867-4942

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 25, 2017
Property Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942
Document Number	0012390580
Book / Page	001239 / 000580
Instrument Date	Oct 17, 2017
Instrument	3302893
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,781.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 JACKSON DR OWOSSO MI 488671998, OWOSSO, MI 48867-1998

Mortgage

Document Number	12390581
Date	Oct 25, 2017
Book Page	001239/000581
Instrument	3302894

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2032

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 24, 2017
Property Address	1212 RIVERSIDE DR, OWOSSO, MI 48867-4942
Document Number	0012390527
Book / Page	001239 / 000527
Instrument Date	Sep 11, 1992
Instrument	3302840
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 HANOVER ST OWOSSO MI 488674911, OWOSSO, MI 48867-4911

Tax Assessment & Valuation

The 2025 property tax bill for 1212 Riverside Dr was $6,983 with a homeowner's exemption, up 4.9% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,900 (+8.96%)	$515,800 (+8.96%)
2025	$6,983.00 (+4.9%) Homeowner's exemption	$236,700	$473,400
2024	$6,657.00
2023	$6,657.00 Homeowner's exemption	$195,900	$391,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1212 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1212 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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