1123 Riverside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1123 Riverside Dr, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,983 sqft · built 1975
Lot Size0.66 acres (28,750 sqft)
Owner2 Individual Names on File
Last Sale$204,900 (May 2013)
Tax Bill$5,450 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN050-522-000-008-00

Property Details

APN / Parcel Number

Primary APN050-522-000-008-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Building Area2,983 sqft Living Area
1st Floor Area1,741 sqft
Basement Area1,242 sqft
Unfinished Basement1,242 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions230 ft deep x 124 ft wide
Garage Area1,043 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1123 RIVERSIDE DR
CityOWOSSO
StateMI
Zip48867-4920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 RIVERSIDE HGTS SUBDIV 2
Legal SubdivisionRIVERSIDE HGTS SUBDIV
Legal Lot Number18
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2007
Census Tract30400

Owner

1123 Riverside Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1123 RIVERSIDE DR, OWOSSO, MI 48867-4920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2013 · Amount on File
Deed SaleMay 22, 2013 · Amount on File
Deed Document Number20133249586
Deed Book / Page1186 / 575
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1123 RIVERSIDE DR, OWOSSO, MI 48867-4920
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 RIVERSIDE DR, OWOSSO, MI 48867-4920

Mortgage

Document Number0013070935
DateJun 13, 2023
Book Page1307/935
Instrument3372068
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1123 Riverside Dr was $5,450 with a homeowner's exemption, up 4.9% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,200 (+8.59%)$422,400 (+8.59%)
2025$5,450.00 (+4.91%) Homeowner's exemption$194,500$389,000
2024$5,195.00
2023$5,195.00 Homeowner's exemption$159,300$318,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1123 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1981–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1123 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

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