1132 Riverside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1132 Riverside Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,091 sqft · built 1965
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2023)
Tax Bill	$6,580 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`050-522-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`050-522-000-003-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,091 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,394 sqft
Unfinished Basement	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Lot Area	25,700 sqft (0.59 acres)
Garage Area	675 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1132 RIVERSIDE DR
City	OWOSSO
State	MI
Zip	48867-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 RIVERSIDE HGTS SUBDIV 2
Legal Subdivision	RIVERSIDE HGTS SUBDIV
Legal Lot Number	13
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2007
Census Tract	30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1132 RIVERSIDE DR, OWOSSO, MI 48867-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Intrafamily Transfer, Transfer
Dec 4, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 1, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	20233376869
Deed Book / Page	1312 / 687
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	0013130879
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 29, 2024
Property Address	1132 RIVERSIDE DR, OWOSSO, MI 48867-4921
Document Number	0013130879
Book / Page	1313 / 879
Map Reference	LB 14 PG 252
Instrument Date	Nov 30, 2023
Instrument	3378126
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 217, ELSIE, MI 48831-0217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 RIVERSIDE DR, OWOSSO, MI 48867-4921

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 4, 2023
Property Address	1132 RIVERSIDE DR, OWOSSO, MI 48867-4921
Document Number	0013120687
Book / Page	1312 / 687
Map Reference	LB 14 OF PLS PG 252
Instrument Date	Nov 30, 2023
Instrument	3376869
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 28, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 WOMPOLE DR, CLARKSTON, MI 48346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 RIVERSIDE DR, OWOSSO, MI 48867-4921

Mortgage

Document Number	0003376870
Date	Dec 4, 2023
Instrument	3376870

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Mortgage

Document Number	0013120688
Date	Dec 5, 2023
Book Page	1312/688
Instrument	3376870

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	4027 LAKE DR SE, GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 1, 2023
Property Address	1132 RIVERSIDE DR, OWOSSO, MI 48867-4921
Document Number	0013070634
Book / Page	1307 / 634
Instrument Date	May 31, 2023
Instrument	3371752
Transaction Type	Foreclosure
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W LOUIS HENNA BLVD STE 450, 450, AUSTIN, TX 78728-1357

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,200 (+8.94%)	$358,400 (+8.94%)
2025	$6,580.00 (+62.47%) Homeowner's exemption	$164,500 (+29.32%)	$329,000 (+29.32%)
2024	$4,050.00
2023	$4,050.00 Homeowner's exemption	$127,200	$254,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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