1208 Riverside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1208 Riverside Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2023)
Tax Bill	$11,552 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`050-522-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`050-522-000-004-00`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	1208 RIVERSIDE DR
City	OWOSSO
State	MI
Zip	48867-4942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 RIVERSIDE HGTS SUBDIV 2
Legal Subdivision	RIVERSIDE HGTS SUBDIV
Legal Lot Number	14
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2007
Census Tract	30400

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 RIVERSIDE DR, OWOSSO, MI 48867-4942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	20233374436
Deed Book / Page	1310 / 273
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 31, 2023
Property Address	1208 RIVERSIDE DR, OWOSSO, MI 48867-4942
Document Number	0013100273
Book / Page	1310 / 273
Map Reference	LB 14 PG 252
Instrument Date	Aug 30, 2023
Instrument	3374436
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 RIVERSIDE DR, OWOSSO, MI 48867-4942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 RIVERSIDE DR, OWOSSO, MI 48867-4942
Investor	Possibly a Property Investor

Mortgage

Document Number	0003374437
Date	Aug 31, 2023
Instrument	3374437

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 23, 2021
Property Address	1208 RIVERSIDE DR, OWOSSO, MI 48867-4942
Document Number	0012810774
Book / Page	1281 / 774
Map Reference	LB 14 PG 252
Instrument Date	Apr 20, 2021
Instrument	3345541
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	963 CHIPMAN LN, 963, OWOSSO, MI 48867-4966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 LAKESIDE DR, PERRINTON, MI 48871-9650

Mortgage

Document Number	3345542
Date	Apr 23, 2021
Instrument	3345542

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,800 (+10.08%)	$637,600 (+10.08%)
2025	$11,552.00 (+18.66%) Homeowner's exemption	$289,600 (+22.25%)	$579,200 (+22.25%)
2023	$9,735.00 Homeowner's exemption	$236,900	$473,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures