Osceola County property record for 1200 Navajo Dr, Saint Cloud, FL 34771
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,380 sqft · built 1973 |
| Lot Size | 0.843 acres (36,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $19,200 (Jul 1999) |
| Tax Bill | $1,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-25-31-4260-0001-0585 |
| Primary APN | 20-25-31-4260-0001-0585 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 36,721 sqft (0.843 acres) |
| Lot Dimensions | 360 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 371 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1200 NAVAJO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7233 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | NARCOOSSEE PB 1 PGS 17-19 & PB 1 PGS 73-74 N 102 FT OF S1/2 OF LOT 58 & N 102 FT OF S 172.92 FT OF E 230 FT LOT 40 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
1200 Navajo Dr, a mobile home, is owned and occupied by two individuals who bought it in July 1999.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 NAVAJO DR, SAINT CLOUD, FL 34771-7233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 1999 · Amount on File |
| Deed Sale | Jul 14, 1999 · Amount on File |
| Deed Book / Page | 1636 / 1615 |
| Prior Transfer Date | Jun 16, 1999 |
| Prior Transfer Doc | 1636001615 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1200 Navajo Dr was $1,020 with a homeowner's exemption, up 11% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,020.00 (+10.99%) Homeowner's exemption | $47,218 | $124,900 Land $66,000 Building $58,900 |
| 2024 | $919.00 (+2.8%) | ||
| 2023 | $894.00 (+7.58%) Homeowner's exemption | $44,552 (+3%) | $124,900 (+15.33%) Land $66,000 Building $58,900 |
| 2022 | $831.00 Homeowner's exemption | $43,255 | $108,300 Land $66,000 Building $42,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1200 Navajo Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1200 Navajo Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Xfinity.
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