120 W Babbitt St, Dayton, OH 45405 Property Records

Montgomery County property record for 120 W Babbitt St, Dayton, OH 45405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,385 sqft · built 2001
Lot Size	0.113 acres (4,914 sqft)
Owner	2 Trust Names on File
Last Sale	$417,000 (Jul 2025)
Tax Bill	$5,166 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R72-06410-0047`

Property Details

APN / Parcel Number

Primary APN	`R72-06410-0047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,385 sqft Living Area
1st Floor Area	680 sqft
Basement Area	432 sqft
Family Room	Family Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,914 sqft (0.113 acres)
Lot Dimensions	91 ft deep x 54 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 W BABBITT ST
City	DAYTON
State	OH
Zip	45405-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82865 HERMAN AND DAVIES PLAT SEC 1A 2002-2016 TAXABLE 2017
Legal Subdivision	HERMAN & DAVIES PLAT
Legal Lot Number	82865
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2013
Census Tract	165200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McPherson Town Historic District listed 1988 · 90 contributing resources · NRIS 88001712

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

120 W Babbitt St is held in a trust since October 2025.

Source: Montgomery County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	211 W MCPHERSON ST, DAYTON, OH 45405-4836
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer COMMON TITLE, COMPANION TITLE
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU INC
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS & CO FCU
Apr 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Apr 21, 2015 · Amount on File
Deed Document Number	202539564
Last Transfer Date	Oct 31, 2025
Transfer Doc	0000061961
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 3, 2025
Property Address	120 W BABBITT ST, DAYTON, OH 45405-4803
Document Number	0000061961
Instrument	2025-00061961
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	COMMON TITLE, COMPANION TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W MCPHERSON ST, DAYTON, OH 45405-4836

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	120 W BABBITT ST, DAYTON, OH 45405-4803
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052630
Date	Aug 19, 2022
Instrument	2022-00052630

Lender

Name	DAY AIR CU INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	120 W BABBITT ST, DAYTON, OH 45405-4803
Document Number	0000010349
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W BABBITT ST DAYTON OH 454054803, DAYTON, OH 45405-4803

Mortgage

Document Number	0000010349
Date	Feb 13, 2020
Instrument	10349

Lender

Name	FIREFIGHTERS & CO FCU
Address	338 S PATTERSON BIVD, DAYTON, OH 45402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 29, 2020
Property Address	120 W BABBITT ST, DAYTON, OH 45405-4803
Document Number	0000024948
Instrument Date	Jan 30, 2020
Instrument	24948
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 W BABBITT ST DAYTON OH 454054803, DAYTON, OH 45405-4803

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	120 W BABBITT ST, DAYTON, OH 45405-4803
Document Number	0000046110
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	120 W BABBITT ST DAYTON OH 454054803, DAYTON, OH 45405-4803

Mortgage

Document Number	0000046110
Date	Aug 7, 2018
Instrument	46110

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 W Babbitt St was $5,166, down 0.2% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,166.00 (-0.15%)	$73,300 (-) Land $11,240 Building $62,060	$209,440 Land $32,120 Building $177,320
2024	$5,174.00 (+11.6%)	$73,300 (-) Land $11,240 Building $62,060
2023	$4,636.00 (-14.95%)	$73,300 (+8.19%) Land $11,240 Building $62,060	$209,440 Land $32,120 Building $177,320
2022	$5,451.00	$67,750 Land $10,410 Building $57,340
2020			$193,570 Land $29,740 Building $163,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 W Babbitt St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 W Babbitt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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