45 W Babbitt St, Dayton, OH 45405 Property Records

Montgomery County property record for 45 W Babbitt St, Dayton, OH 45405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,445 sqft · built 1886
Lot Size	0.147 acres (6,408 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Apr 2026)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R72-06407-0028`

Property Details

APN / Parcel Number

Primary APN	`R72-06407-0028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,445 sqft Living Area
1st Floor Area	1,556 sqft
Attic	Attic
Attic Area	238 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,408 sqft (0.147 acres)
Lot Dimensions	149 ft deep x 43 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	228 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 W BABBITT ST
City	DAYTON
State	OH
Zip	45405-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11661
Legal Subdivision	CITY/DAYTON
Legal Lot Number	28
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2012
Census Tract	165200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McPherson Town Historic District listed 1988 · 90 contributing resources · NRIS 88001712

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 W Babbitt St is held in a trust since April 2026.

Source: Montgomery County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	120 WOODCREST EXECUTIVE DR STE 150, 150, SAINT LOUIS, MO 63141
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Line of Credit ABBEY CU INC
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 16, 2023	Intrafamily Transfer, Transfer
Sep 15, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Nov 12, 1993
Deed Document Number	202623238
Prior Transfer Date	Aug 7, 2023
Prior Transfer Doc	0000041913
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	45 W BABBITT ST, DAYTON, OH 45405-4802
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046475
Date	Aug 27, 2025
Instrument	2025-00046475

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 16, 2026
Property Address	45 W BABBITT ST, DAYTON, OH 45405-4802
Document Number	0000023238
Instrument Date	Apr 6, 2026
Instrument	202623238
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0000023239,
Date	Apr 16, 2026
Instrument	202623239

Lender

Name	DAS ACQUISITION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 16, 2023
Property Address	45 W BABBITT ST, DAYTON, OH 45405-4802
Document Number	0000041913
Instrument Date	Aug 7, 2023
Instrument	202300041913
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 W BABBITT ST, DAYTON, OH 45405-4802

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 15, 2022
Property Address	45 W BABBITT ST, DAYTON, OH 45405-4802
Document Number	0000057852
Instrument Date	Aug 29, 2022
Instrument	2022-00057852
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 W BABBITT ST, DAYTON, OH 45405-4802

Tax Assessment & Valuation

The 2025 property tax bill for 45 W Babbitt St was $4,588, down 0.6% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,588.00 (-0.59%)	$78,890 Land $12,940 Building $65,950	$225,400 Land $36,960 Building $188,440
2024	$4,615.00 (+9.33%)
2023	$4,221.00 (-15.21%)	$78,890 (+8.2%) Land $12,940 Building $65,950	$225,400 Land $36,960 Building $188,440
2022	$4,978.00	$72,910 Land $11,980 Building $60,930
2020			$208,310 Land $34,220 Building $174,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 W Babbitt St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 W Babbitt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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