Queen Anne's County property record for 120 Sheaffer Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,009 sqft · built 1989 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Oct 2018) |
| Tax Bill | $3,996 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-021234 |
| Primary APN | 02-021234 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,009 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Lot Dimensions | 273 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,015 sqft |
| Deck Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021234 |
|---|---|
| Street Address | 120 SHEAFFER RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 32 -1.066 ACRES SECTION I THE GROVE |
| Legal Subdivision | GROVER SUBDIVISINS |
| Legal Lot Number | 32 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 810300 |
120 Sheaffer Rd is owned and occupied by an individual who bought it in October 2018.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 30, 2018 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Prior Sale | Oct 29, 1995 · Amount on File |
| Deed Book / Page | 2990 / 213 |
| Prior Transfer Date | Jun 29, 2010 |
| Prior Transfer Doc | 0019550590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 120 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037670010 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 3767/10 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Oct 30, 2018 |
| Property Address | 120 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Document Number | 0029900213 |
| Book / Page | 2990 / 213 |
| Map Reference | MB 8 FO6 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LIBERTY TITLE & ESCROW OF MA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 120 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Document Number | 0002990220 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 2990/220 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 120 Sheaffer Rd was $3,996.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,700 (+3.3%) | $459,300 (+9.91%) Land $120,600 Building $338,700 | |
| 2025 | $3,996.00 | $417,900 Land $90,600 Building $327,300 | $417,900 Land $90,600 Building $327,300 |
| 2023 | $3,058.00 | $324,700 | $417,900 Land $90,600 Building $327,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Sheaffer Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 Sheaffer Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
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