Queen Anne's County property record for 112 Sheaffer Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,864 sqft · built 1989 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,000 (Oct 2024) |
| Tax Bill | $4,272 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-021250 |
| Primary APN | 02-021250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,864 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Utility Area | 253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Lot Dimensions | 266 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021250 |
|---|---|
| Street Address | 112 SHEAFFER RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 34 - 1.040 ACRES SECTION I THE GROVE |
| Legal Subdivision | GROVE SUBDIVISION |
| Legal Lot Number | 34 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 810300 |
Source: Queen Anne's County records · APN 02-021250
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 23, 2022 | Deed, Transfer · Line of Credit THE PEOPLES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2024 · Amount on Record |
| Deed Sale | Oct 01, 2024 · Amount on Record |
| Prior Sale | May 23, 2022 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 112 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034240166 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 3424/166 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | May 23, 2022 |
| Property Address | 112 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Document Number | 0040450069 |
| Book / Page | 4045 / 69 |
| Map Reference | MB MWM8 FO 6 |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0004045075 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 4045-075 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,767 (+34.16%) | $470,100 (+5.14%) Land $120,400 Building $349,700 | |
| 2025 | $4,272.00 (+33.79%) | ||
| 2023 | $3,193.00 | $338,967 | $447,100 Land $90,400 Building $356,700 |
Source: FEMA National Flood Hazard Layer as of October 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
Based on FCC filings for 27 locations within half a mile of this property.
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