113 Sheaffer Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 113 Sheaffer Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,812 sqft · built 2009
Lot Size1.03 acres (44,867 sqft)
Owner2 Trust Names on Record
Last Sale$390,000 (Mar 2010)
Tax Bill$5,273 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-021080

Property Details

APN / Parcel Number

Primary APN02-021080
Alternative APNs
  • 2021080
  • 021080

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,812 sqft Total Area
Basement Area1 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Lot Dimensions266 ft deep x 170 ft wide
Garage TypeBuilt-in
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number021080
Street Address113 SHEAFFER RD
CityCHESTERTOWN
StateMD
Zip21620-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-1
Legal DescriptionLOT 19 - 1.038 ACRES SECTION 1 THE GROVE
Legal SubdivisionGROVE
Legal Lot Number19
JurisdictionQUEEN ANNE'S MD
Township / Civil Division2, CHURCH HILL
Census Block Group1
Census Block1041
Census Tract810300

Owner

Source: Queen Anne's County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address113 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2010 · Amount on Record
Deed SaleMar 23, 2010 · Amount on Record
Prior SaleMar 27, 1990 · Amount on Record
Deed Document Number2010259
Deed Book / Page1934 / 627
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Recording DateSep 22, 2026
Property Address113 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
Document Number4849000210
Book / Page4849 / 210
Instrument DateSep 17, 2026
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 SHEAFFER RD, CHESTERTOWN, MD 21620-2040

Mortgage

Document Number4849000210,
DateSep 22, 2026
Book Page4849/210
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address113 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034130069
DateAug 12, 2020
Book Page3413/69
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address113 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
Document Number0028110256
Book / Page002811 / 000256
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address113 SHEAFFER RD CHESTERTOWN MD 216202040, CHESTERTOWN, MD 21620-2040

Mortgage

Document Number0028110256
DateNov 28, 2017
Book Page002811/000256
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$656,900 (+24.74%)$689,700 (+7.68%) Land $120,300 Building $569,400
2025$5,273.00 (+12.86%) Homeowner's exemption
2023$4,672.00 Homeowner's exemption$526,633$640,500 Land $90,300 Building $550,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA10 of 30
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50

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