Queen Anne's County property record for 124 Sheaffer Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,376 sqft · built 2002 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Sep 2001) |
| Tax Bill | $3,924 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-021226 |
| Primary APN | 02-021226 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Total Area |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 318 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021226 |
|---|---|
| Street Address | 124 SHEAFFER RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 31 - 1.208 ACRES SECTION I THE GROVE |
| Legal Subdivision | GROVE |
| Legal Lot Number | 31 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 2, CHURCH HILL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 810300 |
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND |
| Jul 27, 2022 | Deed of Trust, Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on Record |
| Deed Sale | Sep 20, 2001 · Amount on Record |
| Prior Sale | Jul 29, 1999 · Amount on Record |
| Deed Document Number | 20011523 |
| Deed Book / Page | 837 / 298 |
| Transfer Doc | 0000001287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 124 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034640016 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 3464/16 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | GUNPOWDER, MD 21010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 124 SHEAFFER RD, CHESTERTOWN, MD 21620-2039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040840249 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 4084/249 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,933 (+24.53%) | $466,400 (+9.69%) Land $122,000 Building $344,400 | |
| 2025 | $3,924.00 (+18.19%) Homeowner's exemption | ||
| 2023 | $3,320.00 | $352,467 | $425,200 Land $92,000 Building $333,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
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