116 Sheaffer Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 116 Sheaffer Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,660 sqft · built 1990
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jul 2009)
Tax Bill$3,763 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN02-021242

Property Details

APN / Parcel Number

Primary APN02-021242
Alternative APNs
  • 2021242
  • 021242

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,660 sqft Total Area
Basement Area874 sqft
Finished Basement874 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area45,738 sqft (1.05 acres)
Lot Dimensions269 ft deep x 170 ft wide
Garage TypeBuilt-in
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number021242
Street Address116 SHEAFFER RD
CityCHESTERTOWN
StateMD
Zip21620-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-1
Legal DescriptionLOT 33 - 1.053 ACRES SECTION I THE GROVE
Legal SubdivisionGROVE SEC 01
Legal Lot Number33
JurisdictionQUEEN ANNE'S MD
Township / Civil Division2, CHURCH HILL
Census Block Group1
Census Block1039
Census Tract810300

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 SHEAFFER RD, CHESTERTOWN, MD 21620-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Mar 17, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2009 · Amount on Record
Deed SaleJul 28, 2009 · Amount on Record
Prior SaleJun 18, 2009 · Amount on Record
Deed Document Number2009695
Deed Book / Page1883 / 648
Last Transfer DateMar 8, 2021
Transfer Doc0036420112
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address116 SHEAFFER RD, CHESTERTOWN, MD 21620-2039
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036430226
DateMar 17, 2021
Book Page3643/226
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionQUEEN ANNE'S MD
Recording DateMar 17, 2021
Property Address116 SHEAFFER RD, CHESTERTOWN, MD 21620-2039
Document Number0036420112
Book / Page3642 / 112
Map ReferenceMB MWM8-6
Instrument DateMar 8, 2021
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address116 SHEAFFER RD, CHESTERTOWN, MD 21620-2039

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,567 (+3.08%)$491,300 (+9.25%) Land $120,500 Building $370,800
2025$3,763.00 (+13.38%) Homeowner's exemption$449,700 (+20.77%) Land $90,500 Building $359,200$449,700 (-) Land $90,500 Building $359,200
2023$3,319.00 Homeowner's exemption$372,367$449,700 Land $90,500 Building $359,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA10 of 30
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50

Nearby Properties on Sheaffer Rd

Nearby Streets

Search Property Records by Address or Parcel Number