Washington County property record for 120 Eagles Rdg, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,792 sqft · built 2003 |
| Lot Size | 0.042 acres (1,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Aug 2023) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029632 |
| Primary APN | 07-029632 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,792 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,820 sqft (0.042 acres) |
| Garage Type | Built-in |
| Garage Area | 180 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 192 sqft |
| Patio Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 029632 |
|---|---|
| Street Address | 120 EAGLES RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1588 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT P64 1820 SQ FT 120 EAGLES RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P64 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029632
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2023 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Jun 05, 2019 | Deed, Transfer · VA Mortgage UNION BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2023 · Amount on Record |
| Deed Sale | Aug 02, 2023 · Amount on Record |
| Prior Sale | Jun 05, 2019 · Amount on Record |
| Deed Book / Page | 7292 / 216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 02, 2023 |
| Property Address | 120 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0072920216 |
| Book / Page | 7292 / 216 |
| Map Reference | FO 6749 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0072920221 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 7292-0221 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 11.7% |
| Index | 12-Month MTA |
| Max Rate | 11.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 05, 2019 |
| Property Address | 120 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0059900244 |
| Book / Page | 5990 / 0244 |
| Map Reference | FO 6749 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | TRI ST SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0005990250 |
|---|---|
| Date | Jun 05, 2019 |
| Instrument | 5990/250 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,667 (+14.02%) | $247,800 (-) Land $45,000 Building $202,800 | |
| 2025 | $1,763.00 (+17.07%) | $193,533 (+17.58%) | $247,800 (+48.92%) Land $45,000 Building $202,800 |
| 2023 | $1,506.00 (+1.14%) | $164,600 (+1.11%) | $166,400 (-) Land $45,000 Building $121,400 |
| 2022 | $1,489.00 | $162,800 | $166,400 Land $45,000 Building $121,400 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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