Washington County property record for 116 Eagles Rdg, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,204 sqft Total Area |
| Lot Size | 1,820 sqft (0.042 acres) |
| Garage | Built-in, 180 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $199,900 (2018) |
| Tax Bill | $1,904.00 (2025) |
| Primary APN | 07-029659 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,204 sqft Total Area |
| Stories | 3 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,820 sqft (0.042 acres) |
| Garage Type | Built-in Garage |
| Garage Area | 180 sqft Garage |
| Deck Area | 258 sqft Deck |
|---|---|
| Patio Area | 21 sqft Patio |
| Porch | Open Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 029659 |
|---|---|
| Street Address | 116 EAGLES RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT P66 1820 SQ FT 116 EAGLES RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P66 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029659
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Dec 12, 2018 | Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Oct 07, 2003 · Amount on Record |
| Deed Book / Page | 5886 / 201 |
| Prior Transfer Date | Nov 27, 2013 |
| Prior Transfer Doc | 0047180492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 116 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061810177 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 6181/0177 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 12, 2018 |
| Property Address | 116 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0058860201 |
| Book / Page | 5886 / 0201 |
| Map Reference | FO6749&6750 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,249.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 116 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0005886209 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 5886/209 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,467 (+12.65%) | $261,900 (-) Land $45,000 Building $216,900 | |
| 2025 | $1,904.00 (+14.49%) | $209,033 (+15.74%) | $261,900 (+43.43%) Land $45,000 Building $216,900 |
| 2024 | $1,663.00 (+0.67%) | ||
| 2023 | $1,652.00 | $180,600 | $182,600 Land $45,000 Building $137,600 |
116 Eagles Rdg is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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