Washington County property record for 121 Eagles Rdg, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,780 sqft Total Area |
| Lot Size | 1,780 sqft (0.041 acres) |
| Garage | Built-in, 180 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $315,900 (2026) |
| Tax Bill | $1,768.00 (2025) |
| Primary APN | 07-029748 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,780 sqft Total Area |
| Stories | 3 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,780 sqft (0.041 acres) |
| Garage Type | Built-in Garage |
| Garage Area | 180 sqft Garage |
| Deck Area | 140 sqft Deck |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 029748 |
|---|---|
| Street Address | 121 EAGLES RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT P85 1780 SQ FT 121 EAGLES RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P85 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029748
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage DIRECT MORTGAGE LOANS LLC |
| Jun 16, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLETOWN VLY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Jun 07, 2024 · Amount on Record |
| Deed Book / Page | 7868 / 151 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Feb 26, 2026 |
| Property Address | 121 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0078680151 |
| Book / Page | 7868 / 151 |
| Map Reference | FO 6749&6750 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $789.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 121 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0007868157 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 7868/157 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Number | 0078680180 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 7868/180 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 16, 2022 |
| Property Address | 121 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0070380441 |
| Book / Page | 7038 / 441 |
| Map Reference | FL 6749&6750 |
| Instrument Date | May 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | BETHESDA TITLE AND ESCROW, BETHESDA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0070380447 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 7038-0447 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 121 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0058910240 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2019 |
| Name | Verified Name |
|---|---|
| Address | 20865 EMERALD DR HAGERSTOWN MD 217424402, HAGERSTOWN, MD 21742-4402 |
| Document Number | 0058910240 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 005891/000240 |
| Name | MIDDLETOWN VLY BK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21742 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,933 (+14.36%) | $249,800 (-) Land $45,000 Building $204,800 | |
| 2025 | $1,768.00 (+16.78%) | $194,067 (+18.02%) | $249,800 (+50.3%) Land $45,000 Building $204,800 |
| 2024 | $1,514.00 (+0.66%) | ||
| 2023 | $1,504.00 | $164,433 | $166,200 Land $45,000 Building $121,200 |
121 Eagles Rdg is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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