115 Eagles Rdg, Smithsburg, MD 21783 Property Records

Washington County property record for 115 Eagles Rdg, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage2,492 sqft Total Area
Lot Size3,026 sqft (0.069 acres)
GarageBuilt-in, 180 sqft
OccupancyOwner Occupied
Last Sale$195,000 (2019)
Tax Bill$2,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-029705
Alternative APN
  • 029705

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,492 sqft Total Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,026 sqft (0.069 acres)
Garage TypeBuilt-in Garage
Garage Area180 sqft Garage
Deck Area216 sqft Deck
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number029705
Street Address115 EAGLES RDG
CitySMITHSBURG
StateMD
Zip21783-1588
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT P82 3026 SQ FT 115 EAGLES RIDGE WHISPERING RIDGE
Legal SubdivisionWHISPERING RIDGE
Legal Lot NumberP82
JurisdictionWASHINGTON MD
Minor Civil Division7, SMITHSBURG
Census Blockgroup3
Census Block3003
Census Tract11301

Owner

Source: Washington County records · APN 07-029705

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address115 EAGLES RDG, SMITHSBURG, MD 21783-1588
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 01, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Oct 30, 2019Grant Deed, Transfer · Veterans Administration Mortgage
QUICKEN LNS
Oct 22, 2018Grant Deed, Transfer · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2019 · Amount on Record
Deed SaleOct 30, 2019 · Amount on Record
Prior SaleOct 22, 2018 · Amount on Record
Deed Book / Page6100 / 104
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address115 EAGLES RDG, SMITHSBURG, MD 21783-1588
Transaction TypeMortgage
Record UpdatedNov 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 EAGLES RDG, SMITHSBURG, MD 21783-1588

Mortgage

Document Number0077860208
DateOct 22, 2025
Book Page7786/208
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 16, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address115 EAGLES RDG, SMITHSBURG, MD 21783-1588
Document Number0064920283
Instrument DateOct 01, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 EAGLES RDG SMITHSBURG MD 217831588, SMITHSBURG, MD 21783-1588

Mortgage

Document Number0064920283
DateJan 22, 2021
Book Page006492/000283
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateOct 30, 2019
Property Address115 EAGLES RDG, SMITHSBURG, MD 21783-1588
Document Number0061000104
Book / Page006100 / 000104
Instrument DateOct 25, 2019
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address115 EAGLES RDG SMITHSBURG MD 217831588, SMITHSBURG, MD 21783-1588

Mortgage

Document Number61000110
DateOct 30, 2019
Book Page006100/000110
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateOct 22, 2018
Property Address115 EAGLES RDG, SMITHSBURG, MD 21783-1588
Document Number0058570077
Book / Page005857 / 000077
Instrument DateOct 16, 2018
Transaction TypeTransfer
Record UpdatedNov 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11800 SAINT MARYS CT SMITHSBURG MD 217832037, SMITHSBURG, MD 21783-2037

Mortgage

Document Number58570083
DateOct 22, 2018
Book Page005857/000083
Lender
NameBRANCH BK&TR
TypeBank
AddressHAGERSTOWN, MD 21740-6621
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$274,900 (+11.57%)$303,400 (-) Land $45,000 Building $258,400
2025$2,245.00 (+14.66%)$246,400 (+15.12%)$303,400 (+39.24%) Land $45,000 Building $258,400
2023$1,958.00$214,033$217,900 Land $45,000 Building $172,900

Flood & Wildfire

115 Eagles Rdg is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Eagles Rdg

Nearby Streets

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