Washington County property record for 123 Eagles Rdg, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,476 sqft Total Area |
| Lot Size | 1,780 sqft (0.041 acres) |
| Garage | Built-in, 180 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $297,000 (2023) |
| Tax Bill | $1,953.00 (2025) |
| Primary APN | 07-029756 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,476 sqft Total Area |
| Stories | 3 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,780 sqft (0.041 acres) |
| Garage Type | Built-in Garage |
| Garage Area | 180 sqft Garage |
| Deck Area | 130 sqft Deck |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 029756 |
|---|---|
| Street Address | 123 EAGLES RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT P86 1780 SQ FT 123 EAGLES RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P86 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029756
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed, Transfer · Second Mortgage to Cover Down Payment MARYLAND DEPT OF HOUSING & COMMUNIT |
| Nov 08, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 28, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage 1ST RATE HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2004 · Amount on Record |
| Deed Book / Page | 7359 / 343 |
| Prior Transfer Date | Aug 04, 2008 |
| Prior Transfer Doc | 0035420285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 22, 2023 |
| Property Address | 123 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0073590343 |
| Book / Page | 7359 / 343 |
| Map Reference | FO 6749&6750 |
| Instrument Date | Nov 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | TRI ST SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 123 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Document Number | 0073590374 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 7359-0374 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNIT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0073590350 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 7359/350 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 123 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061090135 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 6109/0135 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 123 EAGLES RDG, SMITHSBURG, MD 21783-1588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0063730275 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 6373/275 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85283 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,267 (+15.78%) | $282,100 (-) Land $45,000 Building $237,100 | |
| 2025 | $1,953.00 (+18.72%) | $214,433 (+20.06%) | $282,100 (+56.2%) Land $45,000 Building $237,100 |
| 2024 | $1,645.00 (+0.67%) | ||
| 2023 | $1,634.00 | $178,600 | $180,600 Land $45,000 Building $135,600 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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