120 Chris Ave, Elko, NV 89801 Property Records

Elko County property record for 120 Chris Ave, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,824 sqft · built 1988
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2025)
Tax Bill	$2,465 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-980-085`

Property Details

APN / Parcel Number

Primary APN	`001-980-085`
Alternative APN	`001-610-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,451 sqft
Basement Area	266 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	120 CHRIS AVE
City	ELKO
State	NV
Zip	89801-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	MOUNTAIN VIEW ESTATES PHASE 1 FILE 255509,LOCATED IN,MDB&M,AS AMENDED BY CERTIFICATES RECORDED IN BOOK,646 PAGE 56 AND IN BOO
Legal Range	55E
Legal Township	34N
Legal Section	09
Legal Subdivision	MOUNTAIN VIEW ESTATES PH 1
Legal Phase	1
Legal Block	2
Legal Lot Number	85
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2031
Census Tract	950701

Owner

120 Chris Ave is owned and occupied by an individual who bought it in April 2025.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CHRIS AVE, ELKO, NV 89801-4476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	2025848556
Record Updated	Oct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 6, 2022
Property Address	120 CHRIS AVE, ELKO, NV 89801-4476
Document Number	0000799913
Map Reference	MB 772 PG 792
Instrument Date	Jan 6, 2022
Instrument	799913
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1170 COTT DRIVE #33, 1170, ELKO, NV 89801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 CHRIS AVE, ELKO, NV 89801-4476

Mortgage

Document Number	0000799914
Date	Jan 6, 2022
Instrument	799914

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 120 Chris Ave was $2,465, up 0.2% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,465.00 (+0.2%)	$67,315 (-2.54%) Land $19,950 Building $47,365	$192,329 (-2.54%) Land $57,000 Building $135,329
2025	$2,460.00 (+2.97%)	$69,067 Land $19,950 Building $49,117	$197,334 Land $57,000 Building $140,334
2024	$2,389.00 (+8.15%)
2023	$2,209.00 (+7.97%)	$62,639 (+12.15%) Land $14,875 Building $47,764	$178,969 (+12.15%) Land $42,500 Building $136,469
2022	$2,046.00	$55,853 Land $14,875 Building $40,978	$159,580 Land $42,500 Building $117,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Chris Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Chris Ave is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 74% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.