124 Chris Ave, Elko, NV 89801 Property Records

Elko County property record for 124 Chris Ave, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,514 sqft · built 1988
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on Record
Last Sale$307,500 (Feb 2023)
Tax Bill$2,245 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-980-084

Property Details

APN / Parcel Number

Primary APN001-980-084
Alternative APN
  • 001-610-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,514 sqft Living Area
Gross Area1,970 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address124 CHRIS AVE
CityELKO
StateNV
Zip89801-4476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionMOUNTAIN VIEW ESTATES PHASE 1 FILE 255509,LOCATED IN,MDB&M,AS AMENDED BY C/A RECORDED IN BOOK 646 PAGE 56,,FILE 263579
Legal Range55E
Legal Township34N
Legal Section09
Legal SubdivisionMOUNTAIN VIEW ESTATES PH 1
Legal Phase1
Legal Block2
Legal Lot Number84
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2031
Census Tract950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 CHRIS AVE, ELKO, NV 89801-4476
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Bargain and Sale Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORPORATION
Sep 27, 2021Bargain and Sale Deed, Transfer
STEWART TITLE ELKO
Sep 27, 2021Bargain and Sale Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jul 28, 2017Grant Deed, Transfer
CITYWIDE HMS LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Prior SaleSep 27, 2021 · Amount on Record
Deed Document Number2023816357
Record UpdatedOct 29, 2026

February 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateFeb 14, 2023
Property Address124 CHRIS AVE, ELKO, NV 89801-4476
Document Number0000816357
Map ReferenceFILE 315607
Instrument DateJan 31, 2023
Instrument816357
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,199.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 CHRIS AVE, ELKO, NV 89801-4476

Mortgage

Document Number0000816358
DateFeb 14, 2023
Instrument816358
Lender
NameACADEMY MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number0000816359
DateFeb 14, 2023
Instrument816359
Lender
NameNEVADA RURAL HOUSING AUTHORITY
TypeGovernment Agency
AddressCARSON CITY, NV 89701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateSep 27, 2021
Property Address124 CHRIS AVE, ELKO, NV 89801-4476
Document Number0000795198
Map ReferenceMB 646 PG 56
Instrument DateSep 13, 2021
Instrument795198
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanySTEWART TITLE ELKO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1289 PARKVIEW DR, 1289, ELKO, NV 89801-2531

Transferred To (Grantee/Buyer)

NameVerified Name
Address1289 PARKVIEW DR, ELKO, NV 89801-2531

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateSep 27, 2021
Property Address124 CHRIS AVE, ELKO, NV 89801-4476
Document Number0000795199
Map ReferenceMB 772 PG 792
Instrument DateSep 13, 2021
Instrument795199
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,076.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1289 PARKVIEW DR, 1289, ELKO, NV 89801-2531

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 CHRIS AVE, ELKO, NV 89801-4476

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionELKO NV
Recording DateJul 28, 2017
Property Address124 CHRIS AVE, ELKO, NV 89801-4476
Document Number0000728632
Instrument DateJun 15, 2017
Instrument728632
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyRELIANT TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$897.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 CHRIS AVE ELKO NV 898014476, ELKO, NV 89801-4476

Mortgage

Document Number728633
DateJul 28, 2017
Instrument728633
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,245.00 (-1.36%)$61,299 (-2.43%) Land $19,950 Building $41,349$175,140 (-2.43%) Land $57,000 Building $118,140
2025$2,276.00 (+17.08%)$62,828 (+14.32%) Land $19,950 Building $42,878$179,509 (+14.32%) Land $57,000 Building $122,509
2023$1,944.00 (+8%)$54,958 (+11.54%) Land $14,875 Building $40,083$157,023 (+11.54%) Land $42,500 Building $114,523
2022$1,800.00$49,272 Land $14,875 Building $34,397$140,777 Land $42,500 Building $98,277

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 74% of Nevada
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.

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