Elko County property record for 121 Chris Ave, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,514 sqft · built 1988 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jun 2024) |
| Tax Bill | $2,476 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-980-005 |
| Primary APN | 001-980-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 1,970 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 7,710 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Evaporative |
|---|
| Street Address | 121 CHRIS AVE |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | MOUNTAIN VIEW ESTATES PHASE 1 FILE 255509,LOCATED IN,MDB&M,AS AMENDED PER 772/792,NEW TOTAL: 7700.00SF |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES PH 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 CHRIS AVE, ELKO, NV 89801-4477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 1, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Dec 4, 2018 | Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on Record |
| Deed Sale | Jun 7, 2024 · Amount on Record |
| Prior Sale | Jul 1, 2022 · Amount on Record |
| Deed Document Number | 2024837333 |
| Prior Transfer Date | Feb 27, 2017 |
| Prior Transfer Doc | 0000722628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 1, 2022 |
| Property Address | 121 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000807662 |
| Map Reference | FILE 255509 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 807662 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 CHRIS AVE, 121, ELKO, NV 89801-4477 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000807663 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 807663 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 121 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000769376 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 CHRIS AVE ELKO NV 898014477, ELKO, NV 89801-4477 |
| Document Number | 0000769376 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 769376 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 4, 2018 |
| Property Address | 121 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000749205 |
| Map Reference | FILE255509 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 749205 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | RELIANT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 E 1ST ST # ST8, 126, PALISADE, CO 81526-9762 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 121 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000749206 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 749206 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,476.00 (-2.02%) | $67,616 (-2.32%) Land $19,950 Building $47,666 | $193,189 (-2.32%) Land $57,000 Building $136,189 |
| 2025 | $2,527.00 (+20.85%) | $69,220 (+10.42%) Land $19,950 Building $49,270 | $197,771 (+10.42%) Land $57,000 Building $140,771 |
| 2023 | $2,091.00 (+8.01%) | $62,686 (+13.25%) Land $14,875 Building $47,811 | $179,103 (+13.25%) Land $42,500 Building $136,603 |
| 2022 | $1,936.00 | $55,354 Land $14,875 Building $40,479 | $158,154 Land $42,500 Building $115,654 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 74% of Nevada |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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