Elko County property record for 109 Chris Ave, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,329 sqft · built 1988 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Apr 2026) |
| Tax Bill | $2,084 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-980-002 |
| Primary APN | 001-980-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,329 sqft Living Area |
| Gross Area | 1,928 sqft |
| Basement Area | 238 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 CHRIS AVE |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | MOUNTAIN VIEW ESTATES PHASE 1 FILE 255509 LOCATED IN MDB&M |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES PH 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 EL CERRITO AVE, 5, SAN MATEO, CA 94402-1225 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 2, 2026 | Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Sep 4, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Sep 4, 2019 · Amount on File |
| Deed Document Number | 2026863003 |
| Prior Transfer Date | Mar 11, 2026 |
| Prior Transfer Doc | 0000863003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 2, 2026 |
| Property Address | 109 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000863003 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026863003 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $22,452.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 109 CHRIS AVE, ELKO, NV 89801-4477 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | UNKNOWN, WFG NEVADA RW |
| Name | Verified Name |
|---|---|
| Address | 1 EL CERRITO AVE, SAN MATEO, CA 94402-1283 |
| Document Number | 0000857732 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 857732 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Prepayment Penalty | 24 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 109 CHRIS AVE, ELKO, NV 89801-4477 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000807753 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 807753 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 4, 2019 |
| Property Address | 109 CHRIS AVE, ELKO, NV 89801-4477 |
| Document Number | 0000758850 |
| Map Reference | MB 646 PG 56 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 758850 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 970 BIBLE WAY, 970, RENO, NV 89502-2123 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7255, SAN CARLOS, CA 94070-7255 |
| Document Number | 0000758851 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 758851 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,084.00 (-0.67%) | $56,914 (-2.41%) Land $19,950 Building $36,964 | $162,611 (-2.41%) Land $57,000 Building $105,611 |
| 2025 | $2,098.00 (+5.75%) | $58,317 (+11.91%) Land $19,950 Building $38,367 | $166,620 (+11.91%) Land $57,000 Building $109,620 |
| 2024 | $1,984.00 (+7.07%) | ||
| 2023 | $1,853.00 (+7.98%) | $52,112 (+11.26%) Land $14,875 Building $37,237 | $148,891 (+11.26%) Land $42,500 Building $106,391 |
| 2022 | $1,716.00 | $46,839 Land $14,875 Building $31,964 | $133,826 Land $42,500 Building $91,326 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 74% of Nevada |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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