Elko County property record for 128 Chris Ave, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,419 sqft · built 1988 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jul 2021) |
| Tax Bill | $2,380 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-980-083 |
| Primary APN | 001-980-083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 2,294 sqft |
| Basement Area | 475 sqft |
| Interior Walls | Concrete |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,013 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Evaporative |
|---|
| Street Address | 128 CHRIS AVE |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | MOUNTAIN VIEW ESTATES PHASE 1 FILE 255509,LOCATED IN,MDB&M,AMENDED BY FILE 315607, 263579 |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES PH 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 83 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 CHRIS AVE, ELKO, NV 89801-4476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 22, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Sep 24, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Document Number | 2021791511 |
| Prior Transfer Date | Jun 25, 2012 |
| Prior Transfer Doc | 0000658048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 22, 2021 |
| Property Address | 128 CHRIS AVE, ELKO, NV 89801-4476 |
| Document Number | 0000791511 |
| Map Reference | FILE 255509 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 791511 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 CHRIS AVE, ELKO, NV 89801-4476 |
| Document Number | 0000791512 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 791512 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0000791513 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 791513 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 24, 2018 |
| Property Address | 128 CHRIS AVE, ELKO, NV 89801-4476 |
| Document Number | 0000746384 |
| Map Reference | MB772 PG792 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 746384 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2384 E SUMMERSPRING LN, 2384, SALT LAKE CITY, UT 84124-1880 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 CHRIS AVE, ELKO, NV 89801-4476 |
| Document Number | 0000746385 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 746385 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,380.00 (+3.03%) | $65,978 (-2.5%) Land $19,950 Building $46,028 | $188,509 (-2.5%) Land $57,000 Building $131,509 |
| 2025 | $2,310.00 (+7.94%) | $67,668 (+11.43%) Land $19,950 Building $47,718 | $193,337 (+11.43%) Land $57,000 Building $136,337 |
| 2023 | $2,140.00 (+7.97%) | $60,725 (+12.22%) Land $14,875 Building $45,850 | $173,500 (+12.22%) Land $42,500 Building $131,000 |
| 2022 | $1,982.00 | $54,112 Land $14,875 Building $39,237 | $154,606 Land $42,500 Building $112,106 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 75% of Nevada |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Beehive Broadband, Rise Broadband, Verizon.
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