12 Lighthouse Ln, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 12 Lighthouse Ln, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,008 sqft · built 2019
Lot Size	1.54 acres (67,241 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,500 (Jul 2019)
Tax Bill	$8,110 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit May 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:157 B:6 L:15`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:157 B:6 L:15`
Alternative APN	`157615`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	3,852 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,241 sqft (1.54 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	157615
Street Address	12 LIGHTHOUSE LN
City	WESTMINSTER
State	MA
Zip	01473-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	6
Legal Lot Number	15
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	4
Census Block	4023
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
May 3, 2021	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Apr 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Nov 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Jul 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
May 17, 2019	Deed of Trust, Mortgage SOMERO FAMILY VENTURES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	201911612
Deed Book / Page	9369 / 45
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	9369-45
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010600-228
Date	Jul 18, 2023
Book Page	10600/228
Instrument	9503

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9965-137
Date	May 3, 2021
Book Page	9965/137
Instrument	9447

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9582-219
Date	Apr 1, 2020
Book Page	9582/219
Instrument	5251

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9776-330
Date	Nov 4, 2020
Book Page	9776/330
Instrument	19926

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jul 17, 2019
Property Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Document Number	9369-45
Book / Page	9369 / 45
Instrument Date	Jun 28, 2019
Instrument	11612
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335

Mortgage

Document Number	11613
Date	Jul 17, 2019
Instrument	11613

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	12 LIGHTHOUSE LN, WESTMINSTER, MA 01473-1335
Document Number	9323-66
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 E MONOMONAC RD RINDGE NH 034616026, RINDGE, NH 03461-6026

Mortgage

Document Number	9323-66
Date	May 17, 2019
Book Page	009323/000066
Instrument	7545

Lender

Name	SOMERO FAMILY VENTURES LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,110.00 (+6.04%)	$691,400 (+11.19%) Land $142,500 Building $548,900	$627,855 (+1.29%)
2025	$7,648.00 (+4.38%)	$621,800 (+4.05%) Land $142,500 Building $479,300	$619,875
2024	$7,327.00 (-0.75%)	$597,600 (+5.73%) Land $142,500 Building $455,100
2023	$7,382.00	$565,200 Land $133,000 Building $432,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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