12 James St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 12 James St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,265 sqft · built 1880
Lot Size0.261 acres (11,371 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Dec 2024)
Tax Bill$2,829 (2026)
Deeds & MortgagesOct 2021 Transfer
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN355401 303.16-04-16

Property Details

APN / Parcel Number

Primary APN355401 303.16-04-16
Alternative APN
  • 540130301600040160000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,265 sqft Living Area
1st Floor Area947 sqft
Upper Floors Area318 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area11,371 sqft (0.261 acres)
Lot Dimensions137 ft deep x 83 ft wide
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area138 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 JAMES ST
CityPHOENIX
StateNY
Zip13135-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 16 BLOCK 31 046-003-000
Legal Block4
Legal Lot Number16.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group2
Census Block2013
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address73 OSWEGO ST, BALDWINSVILLE, NY 13027-2469
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Intrafamily Transfer, Transfer
Nov 27, 2019Warranty Deed, Transfer · FHA Mortgage
COMMONFUND MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Document Number2024R-2024-011466
Prior Transfer DateSep 27, 2021
Prior Transfer Doc0000001664
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSWEGO NY
Recording DateOct 4, 2021
Property Address12 JAMES ST, PHOENIX, NY 13135-2013
Document Number0000001664
Instrument DateSep 27, 2021
InstrumentR-2021-011664
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 JAMES ST, PHOENIX, NY 13135-2013

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateNov 27, 2019
Property Address12 JAMES ST, PHOENIX, NY 13135-2013
Document Number0000000949
Instrument DateNov 18, 2019
InstrumentR-2019-010949
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$481.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 JAMES ST, 12, PHOENIX, NY 13135-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address4997 STATE ROUTE 59, FULTON, NY 13069

Mortgage

Document Number0000000950
DateNov 27, 2019
InstrumentR-2019-010950
Lender
NameCOMMONFUND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,829.00 (+3.32%)
2025$2,738.00$55,000 (-) Land $12,800 Building $42,200$122,222 (+22.22%) Land $28,444 Building $93,778
2023$55,000 Land $12,800 Building $42,200$100,000 Land $23,273 Building $76,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number