Oswego County and Schroeppel Town property record for 15 James St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,156 sqft · built 1868 |
| Lot Size | 0.125 acres (5,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Feb 2026) |
| Tax Bill | $3,215 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 303.16-05-04 |
| Primary APN | 355401 303.16-05-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 740 sqft |
| 2nd Floor Area | 416 sqft |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,448 sqft (0.125 acres) |
| Lot Dimensions | 53 ft deep x 102 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 211 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 JAMES ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Subdivision | VILLAGE OF PHOENIX |
| Legal Block | 5 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20901 |
15 James St is owned by an individual who bought it in February 2026.
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 770 JAMES ST, SYRACUSE, NY 13203-2117 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OSWEGO COUNTY FCU |
| Feb 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | Jan 14, 2011 · Amount on File |
| Deed Document Number | 2026R2026000953 |
| Prior Transfer Date | Jan 13, 2011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 15 JAMES ST, PHOENIX, NY 13135-2014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 15 JAMES ST, PHOENIX, NY 13135-2014 |
| Document Number | 0000006534 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | R-2021-006534 |
| Name | OSWEGO COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 4, 2026 |
| Property Address | 15 JAMES ST, PHOENIX, NY 13135-2014 |
| Document Number | 0000000953 |
| Instrument Date | Feb 4, 2026 |
| Instrument | R-2026-000953 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 CENTER ST, PERRYVILLE, NY 13032-1338 |
| Name | Verified Name |
|---|---|
| Address | 770 JAMES ST, SYRACUSE, NY 13203-2117 |
| Document Number | 0000000954 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | R-2026-000954 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000000955 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | R-2026-000955 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 15 James St was $3,215, up 3.3% from the year before.
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,215.00 (+3.34%) | ||
| 2025 | $3,111.00 | $62,500 Land $9,100 Building $53,400 | $138,889 Land $20,222 Building $118,667 |
| 2023 | $62,500 Land $9,100 Building $53,400 | $113,636 Land $16,545 Building $97,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 James St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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