8 James St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 8 James St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1840
Lot Size0.27 acres (11,798 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Sep 2025)
Tax Bill$2,572 (2026)
Deeds & MortgagesMar 2026 Transfer
Sep 2025 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN355401 303.16-04-14

Property Details

APN / Parcel Number

Primary APN355401 303.16-04-14
Alternative APN
  • 540130301600040140000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area816 sqft
2nd Floor Area384 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Lot Area11,798 sqft (0.27 acres)
Lot Dimensions178 ft deep x 66 ft wide
PorchSlab
Porch Area188 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8 JAMES ST
CityPHOENIX
StateNY
Zip13135-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Block4
Legal Lot Number14.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group2
Census Block2013
Census Tract20901

Owner

8 James St is owned and occupied by an individual who acquired it in March 2026.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address6 JAMES ST, PHOENIX, NY 13135-2013
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Intrafamily Transfer, Transfer
Sep 9, 2025Warranty Deed, Transfer
Jan 12, 2024Deed of Trust, Mortgage
EMPOWER FCU
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
EMPOWER FCU
Sep 24, 2019Deed of Trust, Mortgage
EMPOWER FCU
Jan 12, 2021Deed of Trust, Mortgage
EMPOWER FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2025 · Amount on File
Deed SaleSep 9, 2025 · Amount on File
Prior SaleFeb 20, 1998 · Amount on File
Deed Document Number2025R-2025-007768
Last Transfer DateMar 5, 2026
Transfer Doc0000002024
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSWEGO NY
Recording DateMar 9, 2026
Property Address8 JAMES ST, PHOENIX, NY 13135-2013
Document Number0000002024
Instrument DateMar 5, 2026
InstrumentR-2026-002024
Transaction TypeTransfer
Record UpdatedMay 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8 JAMES ST, PHOENIX, NY 13135-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 JAMES ST, PHOENIX, NY 13135-2013

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 9, 2025
Property Address8 JAMES ST, PHOENIX, NY 13135-2013
Document Number0000007768
Instrument DateApr 10, 2025
InstrumentR-2025-007768
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount on Record
Tax$348.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 JAMES ST, PHOENIX, NY 13135-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 JAMES ST, PHOENIX, NY 13135-2013

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address8 JAMES ST, PHOENIX, NY 13135-2013
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 JAMES ST, PHOENIX, NY 13135-2013

Mortgage

Document Number0000000340
DateJan 12, 2024
InstrumentR-2024-000340
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
AmountAmount on Record
Term120 Months
DueJan 7, 2034

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address8 JAMES ST, PHOENIX, NY 13135-2013
Transaction TypeMortgage
Record UpdatedMar 22, 2022
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 JAMES ST, PHOENIX, NY 13135-2013

Mortgage

Document Number0000002162
DateMar 3, 2022
InstrumentR-2022-002162
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address8 JAMES ST, PHOENIX, NY 13135-2013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008417
DateSep 24, 2019
InstrumentR-2019-008417
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
AmountAmount on Record
Term120 Months
DueSep 19, 2029

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address8 JAMES ST, PHOENIX, NY 13135-2013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 JAMES ST, PHOENIX, NY 13135-2013

Mortgage

Document Number0000000364
DateJan 12, 2021
InstrumentR-2021-000364
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
AmountAmount on Record
Term180 Months
DueJan 6, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 8 James St was $2,572 with a homeowner's exemption, up 3.3% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,572.00 (+3.33%) Homeowner's exemption
2025$2,489.00 (-24.19%)$50,000 (-) Land $11,800 Building $38,200$111,111 (+11.11%) Land $26,222 Building $84,889
2024$3,283.00 Homeowner's exemption$50,000 (-) Land $11,800 Building $38,200$100,000 (+1%) Land $23,600 Building $76,400
2023$50,000 Land $11,800 Building $38,200$90,909 Land $21,455 Building $69,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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