20 James St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 20 James St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,579 sqft · built 1852
Lot Size0.184 acres (8,052 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Oct 2024)
Tax Bill$4,480 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Sep 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN355401 303.16-04-18

Property Details

APN / Parcel Number

Primary APN355401 303.16-04-18
Alternative APN
  • 540130301600040180000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,579 sqft Living Area
1st Floor Area1,087 sqft
2nd Floor Area408 sqft
Upper Floors Area84 sqft

Exterior

Year BuiltBuilt 1852
Effective Year BuiltEffective 1852
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,052 sqft (0.184 acres)
Lot Dimensions122 ft deep x 66 ft wide
Garage TypeDetached
Garage Area330 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area219 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 JAMES ST
CityPHOENIX
StateNY
Zip13135-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Block4
Legal Lot Number18.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group2
Census Block2013
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town records · APN 355401 303.16-04-18

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 NORTH ST, BALDWINSVILLE, NY 13027-1138
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Sep 29, 2020Grant Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2024 · Amount on Record
Deed SaleOct 14, 2024 · Amount on Record
Prior SaleApr 15, 2022 · Amount on Record
Deed Document Number2024R-2024-008911
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 15, 2022
Property Address20 JAMES ST, PHOENIX, NY 13135-2013
Document Number0000003813
Instrument DateApr 07, 2022
InstrumentR-2022-003813
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTIMES SQUARE ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$712.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address562 RED SCHOOL HOUSE RD, 562, FULTON, NY 13069-4470

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25 FOREST BROOK RD, PHOENIX, NY 13135-2192

Mortgage

Document Number0000003814
DateApr 15, 2022
InstrumentR-2022-003814
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

September 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateSep 29, 2020
Property Address20 JAMES ST, PHOENIX, NY 13135-2013
Document Number0000008918
Instrument DateAug 07, 2020
Instrument8918
Transaction TypeForeclosure
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 RED SCHOOL HOUSE RD FULTON NY 130694470, FULTON, NY 13069-4470

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,480.00$90,000 (-) Land $10,100 Building $79,900$200,000 (+22.22%) Land $22,444 Building $177,556
2023$90,000 Land $10,100 Building $79,900$163,636 Land $18,364 Building $145,272

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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