12 Highland Ave, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 12 Highland Ave, Northfield, MA 01360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2020)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2020 Refinance
APN	`NFLD M:17B B:000B5 L:1`

Property Details

APN / Parcel Number

Primary APN	`NFLD M:17B B:000B5 L:1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	12 HIGHLAND AVE
City	NORTHFIELD
State	MA
Zip	01360-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	B5
Legal Lot Number	1
Jurisdiction	NORTHFIELD MA
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1049
Census Tract	40300

Owner

12 Highland Ave is owned and occupied by two individuals who acquired it in January 2023.

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 HIGHLAND AVE, NORTHFIELD, MA 01360-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Dec 18, 2015 · Amount on File
Deed Document Number	20209207
Deed Book / Page	7604 / 252
Last Transfer Date	Jan 17, 2023
Transfer Doc	00008126-3
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Jan 19, 2023
Property Address	12 HIGHLAND AVE, NORTHFIELD, MA 01360-1120
Document Number	00008126-3
Book / Page	8126 / 3
Instrument Date	Jan 17, 2023
Instrument	562
Transaction Type	Transfer
Record Updated	Feb 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 CAVE HILL RD, LEVERETT, MA 01054-9728

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD MA
Property Address	12 HIGHLAND AVE, NORTHFIELD, MA 01360-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7670-165
Date	Dec 18, 2020
Book Page	7670/165
Instrument	13788

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 12 Highland Ave was $3,269, up 5.2% from the year before.

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Northfield Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (+5.21%)	$236,200 (+3.23%) Land $61,900 Building $174,300	$276,170 (-2.48%)
2024	$3,107.00 (+9.48%)	$228,800 (+9.47%) Land $58,400 Building $170,400	$283,195
2023	$2,838.00	$209,000 Land $58,000 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Highland Ave; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Highland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST NORTHFIELD WATER CO private · serves 659 people · EPA ID MA1217001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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