Maricopa County property record for 1196 E Frances Ln, Gilbert, AZ 85295 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,960 sqft Living Area |
| Lot Size | 4,484 sqft (0.102 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2018) |
| Tax Bill | $1,622.00 (2025) |
| Primary APN | 304-46-105 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,960 sqft Living Area |
| 1st Floor | 1,011 sqft 1st Floor |
| 2nd Floor | 949 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,484 sqft (0.102 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1196 E FRANCES LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-8397 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 22 MCR 691-35 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | SE |
| Legal Quarter Quarter | SW |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 22 |
| Legal Lot Number | 84 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 815402 |
Source: Maricopa County records · APN 304-46-105
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Feb 03, 2023 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Mar 23, 2018 | Quit Claim Deed, Transfer FIRST CHOICE LN SVCS |
| Mar 23, 2018 | Special Warranty Deed, Transfer CHICAGO TITLE AGENCY INC |
| Sep 20, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Prior Sale | Mar 23, 2018 |
| Deed Doc Number | 20180217434 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 20, 2026 |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000428377 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026428377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000428377, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 2026428377 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000056043 |
|---|---|
| Date | Feb 03, 2023 |
| Instrument | 20230056043 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000992792 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 20210992792 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000057814 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 20210057814 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000967944 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1196 E FRANCES LN GILBERT AZ 852958397, GILBERT, AZ 85295-8397 |
| Document Number | 0000967944 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 967944 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 23, 2018 |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000217434 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 217434 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1196 E FRANCES LN GILBERT AZ 852958397, GILBERT, AZ 85295-8397 |
| Document Number | 217432 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 217432 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Document Number | 217433, |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 217433 |
| Name | ARIZONA IND'L DEV AUTHORITY |
|---|---|
| Address | 8601 N SCOTTSDALE RD # 300, SCOTTSDALE, AZ 85253-2738 |
| Amount | Amount Recorded |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 23, 2018 |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000217430 |
| Map Reference | MB 691 PG 35 |
| Instrument Date | Feb 17, 2018 |
| Instrument | 20180217430 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 763, LAPEER, MI 48446-0763 |
| Name | Verified Name |
|---|---|
| Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 20, 2017 |
| Property Address | 1196 E FRANCES LN, GILBERT, AZ 85295-8397 |
| Document Number | 0000694363 |
| Instrument Date | Aug 08, 2017 |
| Instrument | 694363 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3394 FONSECA DR LAS VEGAS NV 891413228, LAS VEGAS, NV 89141-3228 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,300 (-0.54%) | $423,000 (-0.54%) Land $84,600 Building $338,400 | |
| 2025 | $1,622.00 (-1.82%) | ||
| 2024 | $42,530 | $425,300 Land $85,000 Building $340,300 | |
| 2023 | $1,652.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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