1209 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1209 E Frances Ln, Gilbert, AZ 85295 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage2,092 sqft Living Area
Lot Size5,993 sqft (0.138 acres)
Last Sale$320,000 (2020)
Tax Bill$1,608.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-46-112
Alternative APN
  • 304461122

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,092 sqft Living Area
Gross Area2,236 sqft Gross Area
1st Floor942 sqft 1st Floor
2nd Floor1,150 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area5,993 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Patio Area144 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1209 E FRANCES LN
CityGILBERT
StateAZ
Zip85295-8397
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 22 MCR 691-35
Legal Range6E
Legal Township1S
Legal Section32
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 22
Legal Lot Number91
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2011
Census Tract815402

Owner

Source: Maricopa County records · APN 304-46-112

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address24114 S 208TH PL, SAN TAN VALLEY, AZ 85142-5053
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 04, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2020 · Amount on Record
Deed SaleMar 04, 2020 · Amount on Record
Prior SaleNov 21, 2007 · Amount on Record
Deed Doc Number2020189884
Last Transfer DateMar 26, 2024
Transfer Doc0000538953
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1209 E FRANCES LN, GILBERT, AZ 85295-8397
Transaction TypeMortgage
Record UpdatedDec 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11004 E SOMBRA AVE, MESA, AZ 85212-5247

Mortgage

Document Number0000894622
DateDec 15, 2022
Instrument20220894622
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term476 Months
DueAug 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 04, 2020
Property Address1209 E FRANCES LN, GILBERT, AZ 85295-8397
Document Number0000189884
Map ReferenceMB 691 PG 35
Instrument DateMar 04, 2020
Instrument20200189884
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9534 QUIET VALLEY AVE, 9534, LAS VEGAS, NV 89149-0156

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 E FRANCES LN, GILBERT, AZ 85295-8397

Mortgage

Document Number0000189885
DateMar 04, 2020
Instrument20200189885
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$42,610 (+94.07%)$426,100 (+7.3%) Land $85,200 Building $340,900
2025$1,608.00 (-1.53%)$21,956 (-48.86%)$397,100 (-7.5%) Land $79,400 Building $317,700
2024$42,930$429,300 Land $85,800 Building $343,500
2023$1,633.00

Flood & Wildfire

1209 E Frances Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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