1189 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1189 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1958
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$482,500 (Feb 2022)
Tax Bill	$6,458 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0153-323-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-323-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	76 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1189 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 102
Legal Subdivision	TRACT NO 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	102
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	6101

Owner

1189 E 38th St is owned and occupied by two individuals who bought it in February 2022.

Source: San Bernardino County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1189 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 27, 2021	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Dec 14, 2021	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	202269707
Prior Transfer Date	Jan 25, 2001
Prior Transfer Doc	0000057496
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 22, 2022
Property Address	1189 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Document Number	0000069707
Map Reference	MB 51 PG 50&51
Instrument Date	Feb 7, 2022
Instrument	2022-0069707
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1189 E 38TH ST, SAN BERNARDINO, CA 92404-1819

Mortgage

Document Number	0000069708
Date	Feb 22, 2022
Instrument	2022-0069708

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 27, 2021
Property Address	1189 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Document Number	0000575178
Map Reference	MB 51 PG 50&51
Instrument Date	Dec 14, 2021
Instrument	2021-0575178
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 E ARROW HWY STE 103, 103, SAN DIMAS, CA 91773-3320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000575179
Date	Dec 27, 2021
Instrument	2021-0575179

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 14, 2021
Property Address	1189 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Document Number	0000557945
Map Reference	MB 51 PG 50&51
Instrument Date	Nov 30, 2021
Instrument	2021-0557945
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E PALM DR, PLACENTIA, CA 92870-3235
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1189 E 38th St was $6,458 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,273 (+2%) Land $156,682 Building $365,591
2025	$6,458.00 Homeowner's exemption	$512,033 Land $153,610 Building $358,423
2023	$6,164.00 (+28.93%) Homeowner's exemption	$492,150 Land $147,645 Building $344,505
2022	$4,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1189 E 38th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1189 E 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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