1154 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1154 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,321 sqft · built 1958
Lot Size	0.167 acres (7,259 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Jul 2021)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`0153-322-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-322-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,259 sqft (0.167 acres)
Lot Dimensions	119 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1154 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 84
Legal Subdivision	TRACT 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	84
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2012
Census Tract	6101

Owner

1154 E 38th St is owned and occupied by two individuals who bought it in July 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1154 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Grant Deed, Transfer · FHA Mortgage JMJ FINANCIAL GROUP
Aug 15, 2018	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	2021322169
Prior Transfer Date	May 12, 2001
Prior Transfer Doc	0000186897
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 16, 2021
Property Address	1154 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000322169
Map Reference	MB 51 PG 50&51
Instrument Date	Jun 22, 2021
Instrument	2021-0322169
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1154 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000322170
Date	Jul 16, 2021
Instrument	2021-0322170

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 15, 2018
Property Address	1154 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000298730
Map Reference	MB 51 PG 50&51
Instrument Date	Jul 13, 2018
Instrument	2018-0298730
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1154 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000298731
Date	Aug 15, 2018
Instrument	2018-0298731

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1154 E 38th St was $5,886.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,153 (+2%) Land $140,446 Building $327,707
2025	$5,886.00	$458,973 Land $137,692 Building $321,281
2023	$5,621.00 (-0.23%)	$441,150 Land $132,345 Building $308,805
2022	$5,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1154 E 38th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1154 E 38th St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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