1166 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1166 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1958
Lot Size	0.167 acres (7,259 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2020)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`0153-322-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-322-14-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,259 sqft (0.167 acres)
Lot Dimensions	119 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	217 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1166 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 83
Legal Subdivision	TRACT 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	83
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2012
Census Tract	6101

Owner

1166 E 38th St is owned and occupied by two individuals who bought it in January 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Jul 15, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	202036820
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000329505
Date	Sep 30, 2022
Instrument	2022-0329505

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000026140
Date	Jan 21, 2022
Instrument	2022-0026140

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1166 E 38TH ST SAN BERNARDINO CA 924041820, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	36821
Date	Jan 31, 2020
Instrument	36821

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 15, 2019
Property Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000234633
Instrument Date	Jul 8, 2019
Instrument	234633
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$288.75
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 893130 TEMECULA CA 925893130, TEMECULA, CA 92589-3130
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1166 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000114651
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1166 E 38TH ST SAN BERNARDINO CA 924041820, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000114651
Date	Mar 17, 2017
Instrument	114651

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1166 E 38th St was $5,144.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,165 (+2%) Land $122,149 Building $285,016
2025	$5,144.00 Homeowner's exemption	$399,181 Land $119,754 Building $279,427
2023	$4,912.00 (-0.2%) Homeowner's exemption	$383,680 (+2%) Land $115,104 Building $268,576
2022	$4,922.00 Homeowner's exemption	$376,157 Land $112,847 Building $263,310

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1166 E 38th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1166 E 38th St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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