1198 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1198 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,577 sqft · built 1958
Lot Size	0.178 acres (7,735 sqft)
Owner	2 Individual Names on File
Last Sale	$91,500 (Jul 1998)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0153-322-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-322-11-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,577 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,735 sqft (0.178 acres)
Lot Dimensions	119 ft deep x 65 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	311 sqft
Patio Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1198 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 80
Legal Subdivision	TRACT NO 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	80
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2012
Census Tract	6101

Owner

1198 E 38th St is owned and occupied by two individuals who acquired it in May 2007.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1198 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 20, 2017	Deed of Trust, Mortgage · FHA Mortgage REFI.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1998 · Amount on File
Deed Sale	Jul 15, 1998 · Amount on File
Prior Sale	Jan 12, 1998 · Amount on File
Deed Document Number	1998275889
Last Transfer Date	May 11, 2007
Transfer Doc	0000301703
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1198 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E 38TH ST, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000479671
Date	Nov 30, 2020
Instrument	2020-0479671

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1198 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358769
Date	Oct 1, 2018
Instrument	2018-0358769

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1198 E 38TH ST, SAN BERNARDINO, CA 92404-1820
Document Number	0000551609
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1198 E 38TH ST SAN BERNARDINO CA 924041820, SAN BERNARDINO, CA 92404-1820

Mortgage

Document Number	0000551609
Date	Dec 28, 2017
Instrument	551609

Lender

Name	REFI.COM
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1198 E 38th St was $1,878 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$145,998 (+2%) Land $39,976 Building $106,022
2025	$1,878.00 Homeowner's exemption	$143,135 Land $39,192 Building $103,943
2023	$1,788.00 (+0.06%) Homeowner's exemption	$137,578 Land $37,671 Building $99,907
2022	$1,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1198 E 38th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 E 38th St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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