1197 E 38th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 1197 E 38th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1955
Lot Size	0.178 acres (7,735 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Sep 2019)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Sep 2019 Transfer Sep 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`0153-323-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0153-323-14-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,735 sqft (0.178 acres)
Lot Dimensions	119 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1197 E 38TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3974 LOT 103
Legal Subdivision	TRACT 3974
Legal Tract	3974
Legal Block	2
Legal Lot Number	103
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2011
Census Tract	6101

Owner

1197 E 38th St is owned and occupied by two individuals who bought it in September 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1197 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 25, 2019	Grant Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Deed Document Number	2019344700
Prior Transfer Date	Sep 7, 2019
Prior Transfer Doc	0000344699
Record Updated	Sep 20, 2026

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 25, 2019
Property Address	1197 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Document Number	0000344699
Instrument Date	Sep 7, 2019
Instrument	344699
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 E 38TH ST SAN BERNARDINO CA 924041819, SAN BERNARDINO, CA 92404-1819

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 25, 2019
Property Address	1197 E 38TH ST, SAN BERNARDINO, CA 92404-1819
Document Number	0000344700
Map Reference	MB 51 PG 50&51
Instrument Date	Jul 5, 2019
Instrument	2019-0344700
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1197 E 38TH ST, SAN BERNARDINO, CA 92404-1819

Mortgage

Document Number	0000344701
Date	Sep 25, 2019
Instrument	2019-0344701

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000344703
Date	Sep 25, 2019
Instrument	2019-0344703

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1197 E 38th St was $5,103.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,818 (+2%) Land $121,145 Building $282,673
2025	$5,103.00	$395,900 Land $118,770 Building $277,130
2023	$4,873.00 (-0.2%)	$380,527 Land $114,158 Building $266,369
2022	$4,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1197 E 38th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 E 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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