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1185 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1185 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1930
Square Footage1,608 sqft Living Area
Lot Size7,100 sqft (0.163 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2025)
Tax Bill$7,676.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.78-1-48
Alternative APN
  • 150004007800010480000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,608 sqft Living Area
1st Floor870 sqft 1st Floor
Upper Floors738 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,100 sqft (0.163 acres)
Depth X Width142 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area216 sqft Garage
Shed1 Shed
Porch Area366 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1185 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5635
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number48.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-48

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address26 LINK ST, ALBANY, NY 12208-1519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 04, 2022Deed of Trust, Mortgage
THE FIRST NEW YORK FCU
Feb 23, 2017Deed of Trust, Mortgage
THE FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Deed Doc Number202527479
Deed Book / Page2161 / 182
Prior Transfer DateApr 01, 2014
Prior Transfer Doc0000012653
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 20, 2025
Property Address1185 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000027479
Instrument DateNov 07, 2025
Instrument202527479
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$1,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1185 SUMNER AVE, SCHENECTADY, NY 12309-5635

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address26 LINK ST, ALBANY, NY 12208-1519
InvestorPossibly a Property Investor

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1185 SUMNER AVE, SCHENECTADY, NY 12309-5635
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1185 SUMNER AVE, SCHENECTADY, NY 12309-5635

Mortgage

Document Number0000017244
DateApr 04, 2022
Book Page5215/807
Instrument202217244
Lender
NameTHE FIRST NEW YORK FCU
TypeCredit Union
Agreement
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1185 SUMNER AVE, SCHENECTADY, NY 12309-5635
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008292
DateFeb 23, 2017
Book Page4744/045
Instrument201708292
Lender
NameTHE FIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12214
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,676.00 (+5.83%)$172,300 (-) Land $25,800 Building $146,500$285,312 (+13.35%) Land $42,722 Building $242,590
2024$172,300 (-) Land $25,800 Building $146,500$251,717 (+15.41%) Land $37,692 Building $214,025
2023$172,300 (-) Land $25,800 Building $146,500$218,101 (+3.8%) Land $32,658 Building $185,443
2022$172,300 Land $25,800 Building $146,500$210,122 Land $31,463 Building $178,659
2021$7,253.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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